joining us now is tom varney of allianz risk consulting. he"s on set with us this to talk about how corporate america can prepare. are most companies ready for tornadoes which are what we are dealing with now in the weather? > > for a tornado, they really have fast wind speeds of up to 200, 200 plus miles per hour. the first thing that you need to do is to really prepare your employees. so really putting together an emergency plan for employees when in fact a tornado is a going to happen because it does come upon you very quickly. what is the game plan? where do your employees need to go in case that happens? from a business standpoint, one of the things that we need to do is really understand what is the impact on my business if in fact a tornado is to hit one of my facilities or destroy part of my facilities, but also the impact that may happen if in fact a tornado hits one of my suppliers. what's going to happen with that aspect of it? > > when you go to companies to find out if they're prepared or not. how do you test this? how do you g