. >> thank you, ms. ilmar. i recognize myself for a closing statement. >> mr. secretary, you admitted here today that college graduates earn over a million dollars more than those who don't go toea college. let me repeat that. in your own words, college graduates are wealthier, so why in the hell should americans who have chosen a less expensive path to a -- you continued for over 3 years to blanket bailouts for borrowers making over $300,000 to your so-called save plan that ensures lawyers and those with advanced degrees pay back a fraction of what they owe, your department is simply transferring wealth from disadvantaged families you claim to care about to your political donor class you need to help you win the election. it's shocking how much the debt cancellation agenda has steered your ship auntie's excite all of this, your department's fy2025 budget request chose that under your leadership students will default at greater rates going forward than those who borrowed at the peak of the covid-19 pandemic. if that truly is the case, i don't know how to charac