mike tyson, allen iverson, lenny dykstra and commoners like me. we go. we just don't understand how that could happen. but then even now, recently, you saw dodger star shohei ohtani's interpreters stole millions from him to fund the gambling. does that suggest to you that athletes aren't always hands on tracking their money? >> uh. you know, i don't know much about the ohtani incident, but many athletes uh- don't look over the shoulders of their advisors. i focus on i use an analogy of teaching the fishermen to fish. and so while my students don't have to be expert investment analysts or budgeters, they do have to watch after and look over the shoulder of their advisors. and so i try in my semester to teach them enough information so that things like that don't happen. >> that's great. and this is where i asked you to kind of break that down for all of us. you know, and i read that article in the haas school of business magazine, which i thought was so great, you kind of boiled it down to it's how much you keep uh- keeping your future self in mind and as