>> >> welcome to the san francisco small business commission meeting this afternoon at 4:30 pm., monday, march 27, 2023. i'd like to call the meeting to order. at 4:35 p.m. held in-person at city hall and broadcast live on sfgovtv or call 4156550001 and small business commission sfgov thank you for televising the meeting on channel 78 and welcome the public participation and public comment there will be an opportunity to be germane and an opportunity to comment for each item the commission will

take public comment in-person and then people remotely. and members of the public who are calling in the number is 415665 and asked to - followed by password 7221 and press pound to be added to the line and when xekd in listening mode and later on an item of interest come up if you dial there you'll be into the cow i please silence the device and public comment is limited to three minutes and speakers are requested but not required to state your name. >> and sfgovtv please show the

office of small business slide and today, we'll begin with a reminder many small business commission is official public forum to voice your opinions of the small business commission in san francisco the office of small business is the best place to get comments during the local emergency thank you need assistance for small business commission particularly at this time find us online and our services is free of charge and before the item thank you for corresponding that meeting and "please call item one. >> roll call. >> commissioner carter present. >> commissioner dickerson presents. >> commissioner huie yes, sir. and commissioner ortiz-cartagena

and commissioner zouzounis present. >> we have quorum. >> thank you. >> small business commission and staff acknowledges we are on the unseat hotline for the original peninsula as stewards and in accordance with the tradition the ramification has in the forgotten the responsibilities as a caregiver of this party and as well as for all people to bid no our traditionally material we benefit from this and working on a traditional land and wish to pay our recently for the relatives and by their rights people. >> >> 2. approval of legacy business registry applications and resolutions (discussion and

action item) presenting have welcome richard. thank you very much. >> good afternoon commissioner huie and commissioner zouzounis members of the public i'm richard the program manager and like to acknowledge any co-help with the processing of the legacy business registry and sfgovtv have a power point presentation. >> before you are four applications fewer consideration for the (lunch break) it a staff report a draft resolution and the application itself and documents from the planning department. >> the applications were submitted to planning on february 15th and by the historic preservation commission on march 15th. item two a

bernie's pet shoppe, inc. a dog grooming service was founded by the family and bernie's pet shoppe, inc. known as city dog served over 6 thousand canines and promotes the best interest of the chair mack without sacrificeing quality. additionally the business is a advocate and currently the canine other than owners and bernie's pet shoppe, inc. taylor appointments to the dogs needs and care for a dog in a safe manner and people are meeting you and the pickups the core traditions was maintained to be

in legacy business registry and castro village wine co the business is a small boutique specially in the california wines. castro was founded in 1980 and later on for the lgbt that had been designated by the 1978 commission of harvey have i milk and lgbt resident for building was a symbol and the castro village wine country is all styles and ranging from blockbuster to existing planned for offering new upcoming within markers. the business provides

inclusive and welcoming for anyone interested in within. and the core feature tradition is maintained as wine. guerra quality meats llc the business is a retail buncher shop founded in 1954 and when growth and quality meets the family run butcher shops over time most of community butcher shops aspired as supermarkets and big stores and guerra quality meats llc survived and 1980s say was a full deli and crushed produce and milk and eggs and within and a variety of items exported this a one-stop shop and designation for customers to avoid long

lines or uncomfortable offenders of groceries online and the current owner is a third generation in partnerships with employees and core features tradition must be a butcher shop. >> mendels / far out fabrics. the business is is also a third be generation business and founded in 1958 mendels / far out fabrics is a one-stop shop for crafting art and knitting and fable and other supplies in the heart of hate ashby and part supplies was called pink and linoleum and that the store was

popular with paints and others arts a trend that continues to this day and the core feature of this must be art and supplies and craft store. a fun note commitment winner of heritage legacy business registry in august 2022. and people voted on which business in hate ash and mendels / far out fabrics has assistants to a number of businesses bdrss businesses and a strong partner in growth. >> all 4 businesses met the criteria for the legacy business registry and all 4 have a positive recommendations from

the historic preservation commission and staff recommendations adding this to the regulatory and a motion for support. thank you and that concludes my presentation. i'll be happy to answer any questions you may have. >> there are business represents in the room and potentially online would like to speak phenomenon above the applicant. >> any questions? commissioners? >> open up for public comment. >> people want to form a line to come up for public comment we'd like to hear from them. >> thank you for being here.

thushd i'm or thank you for all you do i'm a long term employee but privileged at the saw fit to ask they to have the responsibility of being a managing partner at the business we've been around for 70 years and one of the retired partners that i do everything i can to keep the business going and far past my due date i'm 50 but want to say should you chose to include this on small business would be a testament to the effort by men and women that are no longer with us who kept not only sound this small store in the sunset but gave their lives to it that's all i have to say.

thank you. >> the short and good afternoon. i'm the third generation owner of mendels / far out fabrics and when i thought about what we're doing here today two moments that i thought were relevant i've been in the business for thirty years and 20 years of that worked side by side with my out she passed away in 2013 i took over the responds and, yes i'm running an art store by building on the foundation that my grandparents and my aunt really worked hard that's what i'm doing the other important thing is more recently coming out of pandemic and out

of lock down and everything limited all the customers have been incredible and come out of wood work and concerned that we mcdot might have to close they did everything they could to make sure we had money come a long ways to the registers and what is important it really is a partnership i can work hard to maintain the business and have it there for them but it is the community didn't come out didn't matter how hard we small businesses work not regarded we're through there the community the community support if we we support them back the other thing is my unto had a house on 12 avenue and so i think very fitting we should be

here today so thank you for the opportunity and the acknowledgement. >> any other speakers? >> hello commissioners non-complying a christen and i've she has been an active member and for many years and solid rock foundation and of the community supporting other merchant on the street and especially through the pandemic. and putting up resources on the website and connecting with people in our community helping them keep their doors open i want to say that mendels / far out fabrics is important to the community in many ways and few ever been on haight street seen mendels / far out fabrics in the that i would of corridor would be the things if you get a

chance in october see how crazy and existed people are to shop at mendels / far out fabrics and pick out fab and have a selection so, anyway a lot to see at mendels / far out fabrics but visit them on haight street. thank you. >> thank you for taking the time to evaluate all your small businesses we are the core of san francisco and together we rely on the small businesses but the heart and soul of san francisco we are the heart and soul of the community and we

couldn't have done it without the people i'm privileged to have done business in for three 4 years and i love what i do and i um, am fortunate to work longhand's some team programs like the academy and the mayors programs and my goal not primarily to - but to see young people view day to day people that love what they do and my staff and move included love what we do and willing to pass that love to them. and it is the live of the first several jobs that creates the foundation for you to find your own passion and that's what my business has been

be able to filter through and many i wanted to say thank you for doing what you do and it will mean a great deal to my team and family to be part of legacy business registry in san francisco. >> would anyone else in the room like to comment. >> no commenters at this time. >> okay. >> public comment is closed. so commissioners any comments? >> commissioner herbert. >> i want to thank you all for

coming out and we're small business owners we understand the daily hard work and mentoring that goes into running a business for so long and appreciate you guys each of you and your eloquent and giving us your insight perspective on things thank you so much we appreciate what you bring to the city so thank you. >> commissioner dickerson. >> yes. hello there we go. >> outcome thank you, thank you, thank you. for all the work you do um, and as commissioners said we are small business owners and for an approval for

small business we looking at you like what you do what you do an amazing challenge to hear about small businesses and hear a new complerngsz i 100 percent agree that san francisco is the heart and soul wouldn't have done it without you an amazing city for the small businesses community so i said to - take my hat off to say bernie's pet shoppe, inc. a castro village wine co and no and mendels / far out fabrics thank you. i pray continuing the small businesses will continue to do business.

>> thank you. >> commissioner zouzounis if you and thanks for everybody who coming out came out to speak about our business and gave us the honor of our presence on a work today. you all spoke great to how our small businesses are incubators institutions in their own right with creating leaders i come if a family business and happened to be in there the other weeks ago with the last minute barbecue materials and let me in and the last customer i felt compelled to tell them my grandfather was a butcher and 2 the familiar bond that make the city so i love the solidist and

looking forward to voting today. >> commissioners. >> i um, just want to show i guess. thank you very much. i don't know how to pronunciation you credibly i hear it i hear the interpreters the neighborhood and - but everyone shops there and you've provide my family with so many meals and generous how to prepare i don't cook much and you guys are like so nice about that and (laughter) so kind not judging but have no

idea what i'm doing but. thank you very much for that [off mic.] >> well, i can appreciate you, you know, for today as well as all the legacy business registry that i think your all all the city really so i appreciate you keeping our doors open and welcoming the neighborhood people from all over the world to visitor this is what makes san francisco special. thank you very much. and, you know, one other thing that i also realized it is not often you get time leave our business probably most of the time you're there so, you

know, i have thought you spent time sharing three moment with our family and, you know, should be proud of yourselves i a ration will i take the time liked actually accomplishing something to take on a gist for the third generation for years and, you know, any amount of time so thank you thank you, very much. thank you for all you do and at this time anyone like to make a motion for a resolution to adopt all. >> i make a motion so adopt them all (laughter). >> motion to approve the applications by commissioner dickerson and seconded by economy commissioner carter. >> commissioner carter, aye. >> commissioner dickerson, yes.

>> commissioner herbert, yes. >> commissioner huie, yes. >> commissioner ortiz-cartagena, yes. >> commissioner zouzounis, yes. >> motion passes. congratulations. >> wow. >> (clapping) yeah. >> congratulations. >> hang on one second.

>> >> 3. san francisco reinvestment working group update on public banking (discussion item) the commission will hear updates on the draft san francisco public bank and municipal financial corporation christin evans, san francisco reinvestment working group.. collin to back up the department. >> i apologize so - >> well, thank you very much christen and thank you for coming today. >> yeah. my pleasure we came to the commission some of you will remember last year to tell you we're start light work the creation of plans to create

municipal financial corporation very interesting time to talk about banking but i'll make the case to even makes that more critical we really think about christin evans, san francisco reinvestment working group. a public banks as part of the stable options for insuring economic violate xhoilt vielt so today an update on we have done and how we got here and our timeline go forward and commissioner will check in with you and why i think and colleagues will be walk you through certain i know both the plans are long if you tried to venture over 50 pages and sections you might want to focus on and provide feedback on. >> okay. >> so why san francisco notes

a public bank a fundamental need for city-owned bank for traditional financial institutions to serve the low income communities a community of color not damaging the community and so we have been talking about um, creating a public bank in san francisco since like a long time going back to dr. can testify to that there have been a number of efforts over the years to think about to as a city relationship to banking institutions and to think about how we might create to our own. more recent history

done remember david chiu 857 ab 857 passed in 2019 allows the municipalities to create other banks so we are um, one of many, many municipalities gamed in this work so set the foundation in place for creating such an institution. um, the reinvestment working group was created through a unanimous ordinance that passed in july of 2021 and that created our group under the code the local agency commission which ever county has ev so our lafco has brought up (coughing) excuse me - >> i need a little bit of water

(coughing) . sorry tickle in my throat. next slide, please. (clearing throat). >> so today, i'm actually handing off and i did current chair in the small business seat with the members and three community seats addresses experts and recommended the controller and the treasurer we are working with the consulting firm and with findley you hear us mention them in developing the plans. so they why don't you take over thanks.

>> thank you, commissioners.. uncle so the ordinance that created the working group required the working group to do two things develop a business and government plan for the public bank. and the develop a business and governance bank mfc just basically can accept deposits the main difference between a bank and ordinance they accept deposits so 0 mfc will do give out loans but not accept deposits. and um, so this is what um, the plans i'm going to present to have about some a few of our milestone starting meeting last april and one of

the consultants completed did outreach for the community with a lot of businesses and um, nonprofits in san francisco. and last month february we released a draft plan and we are soliciting feedback until march 31st and our plan to have all the folks for mfc and the san francisco public bank aid board of supervisors at the end of may. >> and so a lot of the folks were asked for their feedback. during the community outreach we asked them what are missing in the san francisco public bank when it comes to affordable housing and small businesses investment and green energy financing we talked to a lot of

folks from there one of the consultants with worked with the working group put it together and they built on that work to develop a specific loan title that we think san francisco benefits from and so there are um, like i said the mfc first and the san francisco public bank second the working group is making plans for two of them they are similar mfc starts the work with the public bank will expand to accept deposits i'll be describing both the governance structure of lending for captation for the mfc and san francisco public bank and note as you talking about earlier the planned are expensive so i'm not going to all the details but difference

within mfc and the san francisco public bank the main one is deposits and - but any questions? you have about those issues feel free to ask. okay. so um, first we're going to talk about the governance and mfc and san francisco public bank prioritize the aspirational values of san francisco and control and accountability and transparency. but the mfc and san francisco public bank will have similar principle because what we said to do is create mfc run for three to 5 years and build a track record. and so it makes sense for them to have the same mission and same principles with we're looking at is one of the potential um, governance models for a public bank what you'll see the top as always the

san francisco voters so the board of supervisors and the mayor and then under the mayor and board of supervisors will be something called a bank oversight christmas that oversees the board of directors will be tasked with running the daily operations the difference for the modeled is move this this down a little bit to save on operating costs and with three to 5 years once we are ready to go transition to a public bank and have the full governance model. one note there is one of the 4 governance 0 model that the working group is um, looking at today. and the working groups goal to make sure that the - the governance model they select will insure transparency and anti corruption in their work this is a procures

we want to determine contrast control for this institution. they met with the san francisco residents and small businesses and nonprofits. and essentially what we found there is actually and typo on that the affordable housing development need in san francisco this says $400 million that is no longer correct that is 1.2 or 1.2 to $5.4 million a year to meet the affordable housing and in the presentation from last late last year this is linked in the report itself you

but additionally, we found out that small businesses are unsupported by traditional banks and several bank closures since covid 19 not coping small businesses from working with um, their local bank and lastly, um, another priority area for san francisco is green energy financing and the right report for the department of environment shows you we need anywhere between i think the lower estimate something around $20 billion or one $.3 billion a year by 2040 to meet the green energy goals one thing i'll say about policies in the different programs their interrelated small businesses need somewhere for their employees to live and

small businesses needs the city to support them and where cooperate banks are 235i8d them and all things are enter regulated and effect this commission and the members i won't go through every single product as spoken and the members are recommended. there are quite a few and i would welcome the commissioners to go through those and really give us our something like this and experience so we can make the plans as actionable when we prepared to the board of supervisors. and i'll say about loans it might seem like another process for the city to start a

san francisco public bank but the city issues millions of dollars in loans for san francisco and last year. and some of our resources one of them being o e w d so while the mfc doesn't seek so represent that good work and solve the programs we want is to get the information about those loans but all in one place to provide transparency to the residents of san francisco where the public funds are invested and second point about all the loans another public will not compete with the credit unions instead will work with the oerjsz to implement those. finally capitalizing the public bank

what that means a fancy word capitalizing the initial funding the bank receives from invests this is the city of san francisco to start the process so this is different from funding funding is something it is after you start a public bank or mfc that is that will be in the form of a loan for example, for the city of san francisco, california loan a public bank and gets that money back. so the working group has discussed a variety of sources and appropriation from the general fund and general pool local tax revenue and sourcing and one specific federal funds i'll get into in a second. so i'm talking about both the public bank and

mfc and going back and forth to qualify this is the models we're proposing for the mfc that is one only issue loans can't accept deposits so sorry the initiative cap. >> it is $20 million to capitalize mfc with that $20 million as you'll see will has a positive income on year three that means self-sustaining to continue its work with the $20 million in three years and so historically why $20 million we asked consultants was the lowest we can work with and the businesses the models they presented us to show us the l shape a policy choice how much

we invest with the mfc and started are $20 million that is 19 point between the more we start with the quicker we have a turn around of profit so we also them to model $40 million and blah if we start with $40 million and with additional one hundred million dollars or additionally and how much more quickly we can turn a profit and help residents of san francisco without relying on the corporate and will continue on april 20th and may 18th last thing about a

source of funding the inflation reduction act that passed recently include a green space funding that is $27 billion to be issued by the protection agency lie san francisco to specifically address the issue of green financing how you need money to turn the city green and so san francisco would be much better position to accept this funding if it had an mfc so specifically end up with the step one could accept funding from the mfc undertake green energy initiatives so last thing i'll leave with you with $20 million can turn a profit of three years to help the

residents of san francisco and authorize an opportunity for funding from the federal government. thank you. >> sorry. >> one more thing thing. >> on the last slides timeline to march 31st and this is the end of 24 week the deadline for feedback the first round of feedback and as one we're aiming for a final draft and in a public hearing document and then our goal to look for september to plan to lafco and the board of supervisors and are tart in june so and as i mentioned welcome to take our feedback today but as you're going through and thinking about that we provided you with an e-mail

draft so you can e-mail feedback to the working group members. >> and here for questions if you have any questions for us. >> thank you. >> um, commissioners any questions? >> commissioner ortiz-cartagena. >> thank you. >> oh, i thought that was from before. >> commissioner herbert thank you, for you presentation. >> so you mention the current climatic change the banning crises; right? and so within silicon bank they got in trouble with the bonds and the bonds were reduced in value i guess my question for you will be what kind of investments does the mfc make? where do we get their

initial money is it all from the government to the city? >> you know. >> we're going to kind of talk about apples and oranges someone else valley bank is a depository bank we're not talking about 2340is have depositors but the money will come from the city of san francisco we actually have before our group a list of potential sources and as callers mentioned we're not required to identify the source but if we can identify the source that makes the plan more robust. >> so the bank i'm asking basic. >> absolutely so the bank will make generator income. >> uh-huh. >> by making investments. >> before making loans. >> and the interest. >> correct so the way that the banks becomes self-sustaining in three years is president's

announcements. through participatory lending and i'll give it a shot and caller correct me so the idea likes if the city works with the organization like main street launch to make loans to new entrepreneurs so launch the businesses today; right? this created the bank which is providing money capital to the main street launch to free up more money for them to lend to entrepreneurs and small businesses initial like a banker bank a bank to bank by local credit unions and institutions this had the customer relationship. >> and the interest rates. >> (multiple voices). >> how did that affect the ability to lend money to people

that, you know, may not be able to for the record to generate the money. >> you know, we looked at other public banking models it is unique thing right now in california public banks are all over the world; right? and one really well known public bank the bank of north dakota and one year hundred bank working with the financial institutions to make loans to community institutions but helps to support local businesses and other projects in the state. so one of the interesting things happened in the pandemic i don't know if you remember i have those banking with wells fargo and all of a sudden oh, crap

wells fargo stop lending for the first round but the bank of north dakota had the highest curve capital amount of lending twice as much as california did because they have the infrastructure in place to put the money through the public bank to get it the community institutions work with the local businesses in the first round north dakota benefited from physically twice as much money in the first round than california the idea to eventually provide that stability a bank has a purpose of investing isn't community and not necessarily like, you know, borrow money that the city has now can be put into banks that are going overseas or into any

project today; right? anywhere in the world to focus the money locally and the projects we're talking about unmet needs businesses affordable housing projects that out and return money with a reasonable interest rate the idea not to like try to compete with the institutions but look at the areas they are expanding credit like community of colors and housing units that visible for the committee and not as attractive factories building widgets. >> how did i do. >> excellent (laughter). >> so the only thing i'll add that i don't know if you - in

the have the power point. >> yeah right there so commissioners traditionally banks providing a loan of $1 million or 50 thousand the amount of investment and work on that not the actual money invested but the work they had to do, you know, if you applied for 50 thousand loan and the paperwork the same as one million dollars so for them they're a lot of banking business they don't find to be worth their time that is small businesses that is the idea one of the most asked for this how we the community outreach when the most was that the second one that is provide add 50 and one hundred thousand dollars that is one of the most banks don't offer this is several not worth

their time this is market that san francisco the mfc and public banks will soak to fill and like christen said partnering with the mfc and the credit outdoors to work with the clients they have and give them the funding to do the loans that happens all over we want to focus on in san francisco; right? not just some south market for sale but invest in the small businesses and that we know will succeed. >> thank you. >> commissioner ortiz-cartagena. >> thank you. >> somewhat answering the questions will it be like credit unions. >> it is a public bank will most likely do but anyone else is doing the for example, no

checking this for example, doesn't which are you for overdraft if anyone else it offering that but anyone else is doing it have a partner with. so i don't know that was - >> no, no, i love to listen to the presentation the first one here the national reality of advisors people don't like touching that but you're not really able to work in no man's land euro not with a mainstream bank i appreciate that so that was a good question you answered live and work with people where they work with programs and creativity with cdbg and i understand one of the questions

like when will you start; right? >> (laughter.) >> but like the kilter know you're leaving it up to the partners and done the work but like how do you set tune well weaver with core value. >> absolutely and like the report the first portion is entirely focused around the failure of cooperate boong with the communities of color in san francisco what we want to actually like you said boots on the ground doing work as credit ounces if they tyler working with their partners with a product that is met they get to come to a san francisco public bingo and prop an idea; right? but those guys have the right

has to meeting racial equity standards and then accountability and transparency. and so kind of to answer your question san francisco public bank is more than a crowd control so we'll be able to see like the members of the public in san francisco people what you're investing in and with businesses and small businesses that, you know, san francisco cares about that will be public and going on for years before a bank crash. so sorry all the time the point to invest and give do banking in a way not - you can make a profit and work with the communities of color a how this need so, yeah the banks mission and public rights all that is offered.

>> commissioner zouzounis thank you for the presentation. >> so much to talk about our commissioner is a strong ali to the development we have data just from the office that can bolster who starts a small business and who needing the technical assistance and survey data has of those easier to craft definitely help gear towards the real needs. and in addition, i think my biggest concern on um, the question of what potential direct products and what is you call

participation lending. i'm looking at kind of our breakdown of the amount of distribution and that looks like affordable housing and green energy and small business 50 percent to the small business commission i had some xrerngs with the landscape when my initial concerns with participating with the existing financial institutions is nonprofit developers existing partnerships; right? is they all have limits reach um, where they spanned and a pretty competitive streetscape or the micro enterprise institutions where they are with different

models you would attractive attract to and there is a gap not mentioned that gap is small businesses being aware of funding landscape that exist and participatory in f that. a lot of the c mfc with the previous is on for public snushgsz i've not sown that but create a volunteer board of people of color with small businesses and lending to women and but nobody is employed from those communities nobody but a lack of representation from the profit a gate keeping to those

communities that have kind of participatory society. they're still being served we're not breaking the server dichotomy that is with the public bank giving the small businesses that first up and running that first hand approach to economic development so i'd like to understand how, you know, wasn't we're expecting in that type of partnership with the mfc are they doing the outreach i know for a fact their client base is limited and wouldn't trust that economic so same with the nonprofits developers i think a lot of exciting racial equity

audits how the developers are fudging they're buying properties non-stop how we make sure that did money we're giving them is going directly back to um, you know, the small businesses tenants, you know, what not and not just growing a budget don't have to have a well balance for a nonprofit; right? that's my big concern that is how we just not put money into if they have a lot of equity needs yeah. >> that's terrific feedback and may i respond briefly. >> yes. >> in the focus groups institutions and they flag they're gaps and reach to us. so that was actually in the report as a recommendation. >> uh-huh. >> it institution can help with that kind of outreach and use the data and connecting; right?

(clearing throat) the the other thing is i'd like to say (clearing throat) the ideas about starting with a mfc had a highway participation in leading up we can donate that profitability quickly and we can apply for the public bank status with the regulators fastest to dome the obvious to allow up the lessons performing to do that and so the shift over time of the institutional created and track record which more direct over time. >> if that makes sense. >> one of the main things that came out of technical assistance optimums the community outreach

process was the need for technically assistance to navigate the city loan exclaim basking have to be a expert in city government and what is do. the point where some of the city i believe you're mevengs month of their time just like helping people like handhold walking from where you are to where you need tobacco and the right office and department. and a single place to go more information we're not here to take the funding away from the department but the point need to be a single place for all the information and anyhow and o e works together d loan for example, that is one of the recommendations sent to the

working group and for the budget to go about that to help small businesses and affordable housing folks people in affordable housing so navigate the system the other question why we give more money into the system that is failing. and christen that is what the parks and legislation was an attempt to start a bank a bank for the people of san francisco and in the san francisco community at the end of the day, this is an institution to turn a profit how do we do that and not contribute to 9 crises that is through the values of institution and the

governance structure mayor willie brown to employ. those folks with the oversight commission will not be a center bank but residents of san francisco working in the district they have a need and know what the needs are - what needs san francisco needs the most i'm sorry. so all points the difference between whether is currently heaping more public accountability more transparency and more democracy in the bapg world especially in san francisco that caterers to the world and the other question and after this is existing you asked the question this is what group one of the choices they're considering one given the need for the institution to turn a

profit one three years should we on do participation lending? essentially work with the - like christen said makes it easier to turn a profit. if we participation levend or don't which of the many products proposed do we choose to start with with that $20 million we can give $21 million loan and taking into account the costs of running the organization or the exit where do we invest to show all right. this is the responsibility for three years we can turn a profit and so those are other consideration to think about and the final consideration policy question is how should they breakdown did

government it is 40 percent that is less participation lending. okay. >> so sorry i wanted to show you guys so right now the current policy numbers are um, participation leading up is 40 percent that for a change and small business supports affordable housing 10 percent all of that is based the likelihood of turning a profit with the percent of $20 million in year one, if we make that 100 percent proorpgs lending we can still be investing in small businesses through a partner having them either create the products or take ones we have. but having said that, gusts all

the feedback you have especially this specific issue. i think that you guys have a lot of expertise we can benefit from. >> i'll say one more thing to the director. note that, yes objective identified did small business technical assistance; right? but love of the mfc exert their technical not is in house but using volunteers within the network to do this work. it is or, you know, they have some kind of contractural relationship not a rely relationship and don't have a lot of clients because small businesses need culture leads resist assistance. and they need

someone they trust in the community (clearing throat) and can speak they're language literally. and helping with the applications that i think can't be over locked as the equity peace and capital. >> thank you for that. >> (clearing throat). >> thank you very much for this and director. >> thank you very much for the presentation i have to the been following is this but wondering with that is like in terms of the state public bank in san francisco. >> the straight has commissioned on opening its own belongs around the population of california which zone the stoubd between 60 and thirty berries of californians that is whops that

state level commission will make a recommendation to the government it is few years away. and if it california councilmember knox it's on california public state bank with the banking partnering to future this work specifically with them. >> anyone else director? >> okay. commissioner ortiz-cartagena. >> i saw 25 commissioners is that right. >> one of the proposals for the public bank it is like three years out we shown on paper we can run a reliable lending cooperation and more expertise to the work and so at that point

yes 25 commissioners. >> like a banking thing? >> yes. we - definitely come from other public bank models and i am going to forget whichever has the model. >> the closer we get. >> we can bank go popular but one of the things we were been in governors is anti corruption measures we're thinking about having a larger number of people coming in at different points and times so there is appointed by elected officers but the idea to anti corruption measure to insure that there are diversity of elect o finish line and have

those terms staggered so that couldn't be a new roman overturn a qualifier them over time. >> i like that if everything goes well, an operations. >> existing thing about the mfc no regulatory approval of our own 0 governance so the board of supervisors could authorize the mfc tomorrow if they minded 80 and bafshg to get to the public bank we're looking at three year timeline to prove our financial liability to apply to become a bank. >> and how can we be your

alcala lists. >> you've given us the questions people will have and to help to spread the word about that and developed right now access to provide us with feedback on, you know, is this locals the bank you want to see serving us 92. >> thank you. >> i only have one question. given some of our departments and unthings happening already in the city with the bureaucracy how do you envision i i can imagine that you talked about things able to like move for

effectively, you know, just moving more efficiently how do you envision that right now? >> so this will be an independent institution that will operate independent so the mfc will initially is staffed by people that will be heard and then and once it is on its own basically doing its own his or her. >> the mfc a bank has to be independent that the city is owned but not - so basically, they will be the city of san francisco creates a public

benefit cooperation has the city owns a few operations for doing business have models whether that locals and socially we will - create this or the board will create had that with the principles those folks the mfc they run that; right? and they have that commission but won't be the mayor or board will change things as a public bank whenever we wanted and even if they wanted to have the overlooked commission will be a limit how much that can be done in any given year or time period and again, that to meet the thought f d i crick the federal

deposit cooperation and those are the two regulatory agrees will have to authorize the public banking to make that exist that level of oversight as well. >> and like how much did that cost to create a public bank? like i think the numbers so far what you'll start with two get it going but limiting like staff, you know, get the infrastructure going and themes. >> and the literal with a new building do have to hover 20 um, new staff to start. it had build think and the estimate for the mfc step one is $600,000 to start it in year one and realistically given those processes one that the $2 million (unintelligible) that will end up being so, yeah

$20,000 to get it started and $20 million to get a capitalized and the public bank is likely more to get it start like the startup costs and take $50 million to cap lids it is tomorrow if san francisco want to go step one public bank and the first step the reason needs to be so many more the $50 million to meet the requirement of fdic having more than $30 million to start. >> is that a possibility to get the mfc. >> it is saluting one of the discretion but will require his or her an individual like a ceo to manage the application process for the mfc is it is weird not impossible we have to

hover someone that didn't yet exist to go get it started and approved and won running that like the best startup of balcony but the details how to work out that in the san francisco public agency so have to probable ask the city attorney's office how to do that specifically. >> commissioner carter. >> this is very exciting i've been hearing being that that in the presentation is great i'm curious how the public and others follow what you guides are doing. >> absolutely we have a web page with the working group and go to that golden it and a lot of resources on the website panhandle if you want 80 read

about public banking a robust with the information with the 68 page plan and if you have anything specific i'm available you can call. >> commissioner zouzounis. >> thank you for giving us the opportunity to speckle and longshoreman way guys are totally not able to sdous so i assume the part that goes before us to have a vote of the public? >> so it actually is likely (laughter) so thank you very much.. okay. so under the san francisco charter on the mayor would limit

the exemptions so some light gofrps model is an oversight commission appointed by the mayor with that is the regulatory concern and shoeltd in the progress and that christen mentioned if we the working group was to remove that model to the board not only it the mayor will selected the 0eg9 knits and the board of supervisors approved that man then we would likely need a charter amendment to allow the bank oversight commission to have its members selected by other leveled the playing field officers the mayor makes appoint and the treasury and city

attorney basically every elected official that will require us to go to the voter. >> thank you for the combapgs explanation i was asking about the money and asking the public to vote on that interest will be a property tax what do we have to prepare our economy for this type of product. >> a sales tax (laughter). >> i think we noted to have one possible source of funding the green financing that is available. that we actually have a number of other potential resources from the general fund or from the investment san francisco had any given point has over billion dollars in the

federal reserves he held other other banking institutions so; right one of the experts we had is from the budget legislative analyst and done ankle detailed analysis if we want to use that investment what looked like and the appropriation by the board of supervisors. from that policy. >> but even considered the crowd sourcing the green bay packers model with the green bay packers. >> potentially have source share- >> (multiple voices). >> allowed to allow a share with the public banks and have haven't eliminated any of the potential actions at that stage and soaking feedback if you like any of those potential sources more than others let us know.

>> thank you for that clarity. thank you. >> outcome to clarify it did trousers holding investment be used for the public bank if it is allowed can't be used like the treasury mfc it is not lists under the acceptable investments policy. but so the measures before mentioned can take money from the policy with the appropriation i wanted to clarify that. >> (multiple voices). >> yeah. >> all right. thank you. >> thank you guys. >> we took a lot of your time. thank you very much. >> no actually, we have to take public comment first. >> great. >> let's see - i want to make sure no other questions yeah now ask for

public comment on any commenters in the room? >> any commenters on the line. >> none. >> he or she public comment is closed. thank you for the presentation today. >> next item, please. >> >> 4. small business survey results: discussion of recommendations (discussion item) the commissioner will review and discussed the policy roemths based on the small business commission survey results so i think today i'll be presenting on the draft - survey and based on the survey we have through draft understanding and policy i wonder if it is ores to start

with one and take some comments and then we'll move into the slide. >> survey one of the things highlighted was people wanted that information about tax credits and noted application assistance. so being specifically like the employee retention tax credit where challenging for small businesses to access and so we have here a recommendation to draw down federal employees retention tax credit communication campaigns what encourage small business owners to take advantage and how to draw down the federal dollars into the local economy. i have some facts but open up for

questions before go into my own (unintelligible). >> maybe i should have (laughter). >> yeah. >> (laughter.) >> continue. >> well, i like the gaps for the employee retention tax credit you're role that um, you know, obviously many people didn't know how to access where to go to no resources that makes recommendations how to go to get help them get those and think there could be more targeted outreach to the merchant associations and the corridors for them to find resources within their neighborhood can be a trusted resource and asking for larger like cancelled

district merchants and others to maybe more regional and i think meat and bones had a hard time trusting that was available. >> and so much you had to put in that application. >> a lot of information. >> but it is also i think we talked about it last time we were 340e9. it was would just the help but how much money they were asking to just do just to submit the information. i know, you know, one company was saying 40 percent of what they're credit will be and then, you know, then finally finding some place will do it for 20 percent

i think it - the process is actually overwhelming i went there the process i was overwhelmed took time out of work to get it done was it worth it? of course, it is worth it but i do believe there is an easier has to be an easier process. and then i think i have a question you all my know i don't think i'm aware because still i'm trying to i know i'm in a point of contract i have a name and number sending out to the people chris does that and making life easier for everyone but isn't there a timeframe you you can - isn't it running out where like - i know when i did

maintain i lost a quarter and kept hearing between the next time will lose other quarter and another quarter time is of the sense now aren't we working against time? >> yes. >> (laughter). >> yeah. >> commissioner ortiz-cartagena. >> want to add to like what commissioner dickerson said and the book core are more intimate and i faced a ton of krapz and

want want to do it with you're integrating with businesses like telling someone the doctor is wrong that's a hard sell; right? and businesses we work with so just kind of like not restaurant reorganization like a lot of of the cpas and book core have the data and the small business commission community utilization a lot of small business commission and book core a constant and the small business commission do to smaller cpas and don't listen to our decrease that is a hard sell; right? and on top of super confusing. >> complicated. >> i saw them in one of my companies and wow. >> (laughter.)

>> you want me to what? >> but i think what you are saying about, you know, personal experience first i have thought reserves i think everything was online and they sound liquid a total sales person and i did the researcher on the company and this just happened (laughter). >> right three years. >> right? >> ; right? i you were special. >> asking all the questions but i couldn't find one one not one to do it so finally fortunately someone who i known for years

and part of company shoes role shoes really good quit that was important if we would have a company and do that and the only thing is 20 percent? >> but it is a lot but they do like- >> (multiple voices). >> you can't i mean get the remaining. >> you get the 80 percent and sharing charging 20 percent back. >> (laughter.) >> i mean that is basically the choice; right? >> yeah. no, i think that there is - this is like something i feel like so typical of so many things offered; right? money on the table but no one knows how

to access that and hike like you're right their small businesses so they had to make a choice whether they're going to put in the time and effort to like figure it out. i don't know. i put it so, you know, we have that out here as recommendation i think my hope that some of our organizations like in the community would come together and have the outreach put together a recommendations like i don't know if the city i don't know if i have my roemgdz for the city to help with that [off mic.] >> i look for it turns out pretty good- >> (multiple voices). >> the chamber of commerce. >> yes. the chamber of commerce and i just refer people

to the website. i never refer anyone to that pam like a doctor; right? >> but i had a huge success rate and back then 10 or 15 percent but to the time this quarter and the next quarter are the crucial ones those are the ones when businesses were shut down that is the big pay day after that it increases go dramatically. >> maybe instead of bbp that like a recommendation about how specifically to get ergs rtc credit a recommendation that will help small businesses get credits in general? or is that sort of like bigger cpa connection like taking one more step and saying what is there really disconnect between the

small businesses get it kind of help and any opportunity in there to improve that is another way of thinking. >> it is helpful framing. >> commissioner carter. >> yeah. thank you, guys pretty much for answering any questions? and as a commission maybe work with the chamber to get the information out to the um, cbo and enterprises i know even for me like i have not done it and counselor says she can do it can she do it yeah made it two easy i don't know. >> (laughter) yeah anything we can do to support like the community organizations and get the

information to them from the chamber of commerce or whoever is doing the work i know like for a lot of 3wr5ugd businesses they did that before covid 19 or who qualifies that information and not intransmitted people calling thinking. >> commissioner herbert. >> a list with the chamber of commerce that would be great does that exist? >> because i got a recommendation of some guy springs i talked to him (laughter) but i ended up answering and cold call those are the people that we went with and i was sort

of like who are you and we like because of shark any worked out well that would be great like a have a trusted person or company. >> yeah. [off mic.] >> and also remember like i'm sorry but ppp our community love thought under the people from the community so, now shocked everyone is doing time; right? and other acronym so i don't know in terms of of

culture. >> commissioner carter. okay. >> thank you for the feedback is helpful and gave a change for feedback and acquire with a partner i think the feedback you're sharing will help to get to them as well they can think about how to structure those programs. >> you're right we're allowed for the san francisco 71 where we feel stuck but soluble early on with the chamber of commerce to lock for this cpa they shared them a newsletter and on the website they can upload to information and back then it was expensive but as mr. chairman 6 our former president 20 percent of something is better than zero percent of nothing so i want to

share that our department center they do have folks can help you understand what documents you need to file what documents you need to get to a cpa or a law firm to make sure you're aware of that resource to gather office uses first but in any case will work on that issue and certainly recognition kind of a gap headquarters and sent to the organizations that asked for the notice. that will be video recorded. federal government is wondering why those funds are not adopted completely. >> uh-huh. >> yeah. and i think, you know, maybe we can continue to think more about secretary confirmed

(laughter). >> it took a lot of energy for me to get it right. okay (laughter) and in we should spend time thinking about what kari recommended some of the bigger things or like looking at this is not going to be the last time this happens; right? something is a chronic issue we're not able to took place both the resources available. so do all see the craft. >> and finding and his or her employees was a challenge for small businesses all of us know first hand. you know, and the recommendations here is that we utilize the city workforce and

the city's workforce trains with residents with opportunity like many of us have experience with different angle groups work on training and different types of programs. so, yeah i'm going to i want to put that out there how i don't know how to frame the correct question. >> i guess thinking about that it would be other ways that we could help in finding and his or her employees for small businesses like not just within the city but other things limiting. >> commissioner ortiz-cartagena. >> using the resources we have josh director josh these are amazing work arnold's in the community like the resources and

mthsz like the pop up events he had with employers and employees he collaborative with cbo he works i think that we just need a plan of resources like stuff that continues and, you know, with inflation and the interest rates and all those tech companies cutting jobs i see the compression in the job workforce with now it is raised to one hundred; right? tripling adopt that workforce is coming, you know, hopefully gets better yeah o e w d in our department not having a beige but does a good job. >> one of the things that i thought was really helpful and hopefully will continue is

liquidate so he can't based his or her fairs and things like that. and we can do small business hiring fairs it is hard i mean, we have employees that travel, you know, bart and other places in the bay area but easier to try to get people in the small businesses working in the neighborhood i don't know maybe we can get feedback to more neighborhood based hiring fairs and themes and having those opportunities um, for other organizations to table like great to have the educational after school programs and a longer than

piping not just come and get a job but the training and i feel like the small businesses jobs have very interested in training people like we have so many businesses community minded like the dog grouping a perfect xshg. >> so thank you. this last year, we heard about the issue with planning and hiring employees we learned about the workforce to understand what it say they offer so actually outcome and we can share the warehouses you but a good list online with the job stakeholder that people can go and again, within their neighborhood and trusted neighborhood to lock for jobs and partnering with the

workforce for hoifrg fairs at the have this in april. right around the corner and have notified businesses to hover people and put out the information and at the fair but also 15 resources everyone need to have the link for the prarmgsz in the job fairs and share that with all of you but as long as you're on employee employer and making sure you're aware of we'll circle back with the commission. >> commissioner herbert. >> well, i'm to be bias but that would be great to have that

conducted by destroy like restaurants for example. >> okay. >> oh, yeah. >> okay. >> sorry. >> (multiple voices.) >> amplify that. >> the workforce is coming to the next commission meeting i believe with the further conversation with them. >> commissioner. >> yeah. i wanted to piggyback off of huey and creating the pipelines and some of the employees go to schools a block away. so we can think of partners in the job fairs outside of workforce maybe

housing daycare. and really a good idea and commissioner ortiz-cartagena. >> jobs we have now in the city like a supplement a go program i used it years ago and candidate reimbursed and help me off set that when you're on on board people like 25 i don't know what it is now but splunl at the time and reimbursement back then like that was a lot of; right? that is a program and also i was thinking about the schools like we really advocate the colleges and sometimes not the thick; right? like trade and hey go shop at a local and maybe a lot of legacy business registry end that selling the business to the

employees; right? and can't get more financial independent and lastly, maybe create so instead of going them to no more uber and come work for life that's a joke. >> (laughter.) >> commissioner zouzounis. >> yeah. i love the brainstorming going on the city as commissioner ortiz-cartagena mentioned the wage subtract program a lot of the job fairs are gathered towards bigger employers so i think my how to bolster this roams from our sufficient is some of the funding that going to the

neighborhood merchant like green line those sort of streams i live they've been focused heavily on aesthetics and corridors um, activations we need to empower neighborhood employers to have like you said neighborhood based resources and it is zion that attach work is not being fund by the economic funding right now. um, so i think merchants themselves if their empowered to have some, you know, infrastructure and funding support to convenient and network within the neighborhood that is a recommendation we could make and to get it to the micro businesses. >> uh-huh.

>> i mean i think the wage some city programs a setting a precedent like i want to learn more how the city is able to kind of subsidies a private an employee contract that is the question of well what else can we do for the rose wage workers and this is where we, you know, (laughter) campaigned they're asking big employers to provide bigger benefits so the city is providing small businesses for the workers may be the trails into the healthcare or maybe come up with other incentive products that the city can offer to help small businesses, you

know, have a better place of work for their employees i love to investigate what other tools can be developed to help the workers with the full benefits of small businesses. >> that's a big picture question. >> i think jumping into that conversation like and piggybacking what you said oriental is always on my mind kind of how we collectively make san francisco o san francisco 80 be a better place to work and provide like a lot of the people we employ may live in the city. um, but they could benefit from things like caregiver nearby and benefit from financial education; right? like how to be financially like literate and

because i feel a lot of time as an employer you're dealing with sometimes people's life crises when you're living in san francisco and you're trying to make that those are really big things and they are disruptive to our day but very disruptive to their lives and if we lived help mentor them to be on a better path i them like this to me i feel like that is such a gift like don't have to work for me forever but did time you're working is the awesome time ever; right? and housing like a great incentive for housing and parking will be great or transportation i know i went too far (laughter). >> that was made before. >> i'm going too far but 7, 8, 9 it all i want to all and or

transportation subsidized transportation what we have that may be [off mic.] >> yeah. >> whatever mode of transportation let's coordinate we want to expand it conversation not just hiring but support a lot of people to work in the city one of the things i was thinking like have the shop local campaigns what if we have a campaign those are the wonderful things about working within our corridors for me when i was heard a college student that was like the place for them to make friends and their

friends come in and they feel a part of the community that is like a cool thing to show someone they're 19 so i think there are love benefits if being in communities and like we could probably come together with some role awesome campaigns. >> i mean. >> (multiple voices). >> what will be ideal what i don't know i want to put that out there. >> what if there were some kind of like register of people that have available places say hoe i would love to be a part of this. housing san francisco residents whatever. that is comes out of - i had a in lieu unique situation had a client had an apartment

available and any employee noted it i acquired oh, that would be great he felt he was for the supporting any business and then another tenant who did the same thing for another employee. and then then had a situation where i had an apartment and didn't know my employee noted it the housing so - you know, it is kind of like this maybe you don't know if i was knew a registration or something people, you know, if you're like i love to have something that is automatic long term house someone living in the same city for a long term residents. >> so far all my employees live within a one mile radius it is

great not to worry about my employees. (unintelligible). >> and encourage us all to dream big. >> (laughter.) >> you know, and commissioner carter. >> i'm not on one hand like any housing preference when mpdu for residents that live in certain neighborhoods? i don't know something we can think about. >> i know a long list of preferences but i think that like how we build community like people 7, 8, 9, to live and work in - like for me most that have my adult life had had to commute

that is like i love when they employees live in the tenderloin and kids go home and help their families come back in 5 minutes stoop i don't know if it is something we can mpdu lock a mill are purchase and investments and cleaner streets that came up a lot in our recommendations and several to implement the fire bicycle patrols that was noticed about 77 percent of san francisco residents have a positive impact. um, and helping

merchants associations or community associations develop all directories people know where they can direct the questions or concerns moaning like to the police department or other cities agencies. thifrld expanding the community ambassadors programs. and yeah, so there is some work already like some of those but wanted to open that to see where the conversation can go. >> commissioner ortiz-cartagena. >> i want to highlight that kind of takeaways what we're talking about in employment i'm not naming the small businesses but in the mix like remember charles bronson but. >> (laughter.) >> it is alcoholics and a lot

of businesses get employees they're younger but the craziness they can not retain them that is scary in my culture the comes back are elder ladies and we had an elder attack in board light was a teacher; right? and had a press conference but it is not only the- the same business that lost the business so it is just crazy now. and i think that, you know, you, you see the department of budget for the public works it is on parks probably a larger budget than some places in california and a lot of my friends don't do much i put them

on a bus right now we have the resources more effective management; right? you know, like some of the stuff we do in the mission we activate the spas right bring a ton of people music and cultural and fun. >> a occupy the space and a lot for a few hours a fit? safe bus everyone is out there see kids running around we're out there and the merchant feel safe and vast volumes of people and we have to bring if i have to hover, you know, the ones with majority we have to bring in stuff that the city easily or should have in place and those that they're it is crazy. and it is like the streets are not safe and dirty i understand the safety part but more complex but clean you can clean the streets

no controversy on my side about that why? if dpw i put them on a bus any day and has dpw district is transparent visible online on the website how much time want water have they ooze power washing we could get it matrix and quantifiable overuse this much water whether did you clean or dump it down the drain but great it is charles bronson 1970 i removed. >> commissioner carter. >> yeah. i'll speak to the tenderloin that is where i'm at everyday and want to see more investment like your honor,

community investors and clearing the way i feel safe when they're there and literally see a ship like if it is a dark and i give a lot of praise to the your honor, because i from a personal experience like they have their dusters and garbage cans and should have the same legislation we did for the graffiti removal so have our commercial districts washed down like i see um, if you guys - the opposite side of

that that do is civil klein i don't know whether attach money they're investing to have that done everyday but definitely a difference offender the streets you guess so see that cross the street i like to see more investment especially in our commercial district to be washed down and the commission like i've never saw the commission like that and i'm a native of san francisco it is getting worse and worse everyday like for me being from bay view like i get to the mission and certain parts of the downtown it is still scary we have to address that an opening issue i can imagine being a business owner on a mission right now. to

safety and the the cleaning. >> thank you i have a technical question make director can help me understand because i know there are a code theirs code and jurisdiction with the department of public works and how much private property they can clean i know that the city is outcome on behalf of love of our is there a way the registry or the new attach communication that we're trying to have with the city with the property owners a way to bake into that a new

arrangement for how we clean private sidewalks oftentimes maybe the ones that the one side that the city can't touch the question specifically is like there is property tax like what is the agreement, you know, the agreement 24/7 a property owner and the city and the taxes it is if where the street cleaning money supposed go ever or see property owners responsibility few we're kind of trying bridge that private to public, you know, relationship with property owners like can we build new infrastructure. >> technically the region of sidewalk mansion or maintenance for a residential that actually, the property owner of the

residents like in front of my house i have to maintain the sidewalk have so hover someone to do the concrete for the residential properties so and that applies to cleanliness we're managing a commercial vacancy that is not quite what you're trying to get at but honestly but the tax clerks have the business owner contact information; right? but not an issue about street cleanliness all our take into consideration services going to dpw and emptying the public trash cans and tree maintains the swiek i'm going the street cleaning we need to move our cars the general fee services are prior by the taxpayer dollars. in

terms of vendor happening focused areas where whether through the supervisors or what have you like trash or issues in certain neighborhoods the mission or tenderloin they will get a little bit more of that serving the west side neighborhood; right? not as much as street cleaning or sidewalk cleaning not as many issues. so, of course, we all feel like it is not enough but for the neighborhoods that again have the heightened, you know, where is add backs or complaints it is visible or other issues on the streets than will be the focus on the cleaning efforts in the neighborhoods. so hopefully

that helped. >> yeah. [off mic.] >> is really trying to get at a code that is a legal inhibit our to the sidewalks not cleaned, you know, yeah. >> i think i was trying to say they clean the sidewalks even though the responsibility of property owner they clean those areas last week the tenderloin and in addition to cdc and actually heaping not happening maybe as fremg as we like and in all the neighborhood. >> like no - we can't clean the - a property owner issue.

>> okay. thank you. >> commissioner herbert. >> it smoeldz the communities of color are left in the dust for whether reason and the mission is i don't know about that identifying not been there. >> (multiple voices). >> i'll happy to give credit where credit is due. >> the marina is spreadsheet also maybe they complain more but i don't have an answer either. >> uh-huh. yeah [off mic.] >> yeah how do we change that

that's the bigger question. >> and focusing on whether dpw has that a problem in revenue? >> i appreciate you're bringing that up i feel like this is our opportunity to talk about those things. like having these things detailed on a survey i mean our small business community is saying that we have an open forum to brainstorm the ideas. outcome, you know, one of the things i thought thinking about what the small business directory how do we gave me some of our community organizations especially the ones that serve

people who are either on the brink of being unhoused or maybe struggling with like mental health issues like people in the community who are well-equipped and have experienced being like a safety net for people and making sure that our communities are teen care of in the richmond what we do as community? our small business owner are really south korean people suffering on the streets and, you know, is business owners are real people that live in the neighborhood and want to help people kind of like we feel helpless you don't

know what to do as merchant i have a merchant association meeting tomorrow more than one how to create a resource guide based on a scenario this thing is happening who do we call. i was talking to friends who are closer to the advocacy world a proportion the police may not be the right people to call we are realizing that and knowing that now. kind of like who are the layers of resources that we already have and then we can start identifying the gaps and like a followup like; right? you want the person that you see everyday to be able to have care that may not come from me, i'm running my business and don't

have the expertise all right. this issue happened and it is over now go on with your life we all still have subcontractors and partnering with the community so yeah in a recommendations in any inhibited and come together and figure out some of the prevalent scenarios how will we deal with that? >> i have not done it yet but kind of keep us posted if you want but, you know, those are kind of the solutions i'm thinking about engaging different people in the conversation and maybe in the future meetings have a group meeting to - i'm over this finger www.wrev.net or like you're a terrible person i think

we're not we're part of the community we are opening up businesses role making that place a better place maybe we can start to talk different, you know, organizations and people whoever i think that is something i'd like to i want to put that out there and have ideas who might be good to talk 80 and bring those up. >> commissioner carter. >> so this is a discussion item or have any solutions as far as, you know. >> i mean, we can offer something. >> i don't have solutions but wondering like i would like to get the slouthsz as far as

cleaning the streets and also security. i think that is have on record we want to do when it comes to solutions (laughter). >> commissioner herbert. >> just one more thing kw5i69 the streets with events and then filling vacancies, however, we get started with that and, however, we get through up and running that will kind of drive help drive a solution dpons. >> does that maintains. >> next eliminating fees and taxes one thing that was brought up several times on the survey performing the healthcare the h

f d o and let's see - consolidation and simplifying fees so yeah. i mean are self captioner we feel we bay pay a lot of no fees it is confusing open that up for discussion.

>> only we do crazy stuff like that and california that is crazy no funds give it back to whoever put it in and please. i mean have to go to m ic or nothing. >> (laughter.) >> so the health commission get periodic updates and currently there is sort of like a three year plan to eventually have that money into the general fund and the health fund has recommended to support the healthcare services provider and that is kind of how the general conversation has done a few years the people are getting people to utilize which is left in the funding or former

employees can use it and have outreach and get people to use it a eventually whether those left of that will go into the general fund. >> that's the plan. >> (laughter) maybe we can clean the streets with that money [off mic.] >> yeah. >> you know. >> go ahead. >> with the challenge program things that are health related and clean streets are health related for people that live that on the street to help them with, you know,

[off mic.] >> director. >> to things to think about one objective weighing in on the expenditure of funds left over in the city. it maybe focused but didn't hurt to have your input and more importantly the policy itself and changes to that a couple years ago and did that makes sense or propose additional changes over that. >> on that i think that h t s o we need to draft something up not today but that is time sensitive they have sharing hooks on that money but let's not make small businesses throw away money in the future those

are the things we should be open that's crazy. >> yeah. >> just a conversation the type of things will be helpful to get more background on or if you feel comfortable with that topic [off mic.] i have those curious like i don't know who will be but like in the presentation will be helpful to hear from you all. >> i feel like a commissioner have done that background preparation i feel like - in our files you don't have to go ahead it all over again but have we gotten a presentation.

>> that is a good next step we should definitely want to move on that like and maybe some sort of presentation to get us all up to supposed with the possibilities we can draft a resolution towards the solutions i think will be helpful. >> it is frustrating would not small businesses. >> not small businesses. >> but i feel like conversation has not been had at all. >> i think our survey agrees. >> i think that is good do act on obviously like those are

people that actually took time out of their day to fill that out and people filled long accountant and people our small business community came through and gave a lot of information about how they're doing. and sounds like that that seemed like a before an planning for that for the other things i want to be able to actually move towards a solution or resolution or other means i think the next step to put together the notes and solutions we up with today and kind of talk about that again, i feel like we came up

with a lot of things during our discussion that i'd like to see how much can be viable to and how to move forward with them does that make sense. >> we were pretty comprehensive today if you want to review the survey and see in the feedback that might triangular ideas we have a pretty good idea of how far we're willing to dream so we can give you comments the next couple of weeks and i feel really good about how far we

went with today's conversation a quick follow-up question. >> would there a what 0 or way to track a specific or named codes with the small businesses a trend or a way to identify people mentioned the same one or something? >> a specific area for identifying which code agencies for small businesses are alluding to. >> like the feedback was general statements and housing and infrastructure was k5ub8 out specifically we can review the data and i'll have copies if you want to. >> okay. >> i have one more question.

>> um, is that public information the amount of money in the funds or am i missing a line? >> $775 million? >> $15 million [off mic.] >> and two different numbers and perfectly mount it is hard to tell nine hundred and 75 and $104 million was the other number ca i can't the healthcare is part of a a larger i i can't tell exactly you how much is in the fund. >> both just don't know where they find it (laughter.) >> um, any other comments? >> no? >> we'll have to take public

comment. >> no public comment. >> okay. >> so no further comments the item is closed next. >> 5. approval of draft meeting minutes (discussion and action item) >> commissioners any comments on the minutes? >> no. >> questions? >> no. okay. open up for public comment. no public comment. >> any public comment on the line? >> none on the line. >> great. somebody want to make the commissioner make a motion to approve the meeting minutes? >> oh, i'll make a motion. >> (laughter.) >> to approve the minutes meeting. >> i second it.

>> by commissioner dickerson and commissioner carter, yes. >> commissioner dickerson, yes. >> commissioner herbert, yes. >> commissioner huie, yes. >> commissioner zouzounis, yes. >> commissioner zouzounis motion passes. >> next item. >> 6 discussion stem. >> any members of the public want to make comments no callers in the room or online. >> public comment is closed. next item. >> 7. director's report (discussion and action item) all right. good evening commissioners and said to share that last week on thursday um, our office with london breed announced the legislation will

be trod to improve over one hundred to the planning code have reviewed zoning table all the different neighborhoods and made recommendations to each of the supervisors office and so many of the recommendations of legislation with the feedback we heard through the merchant block community throughout the entire city and appreciate that the great way to showcase that opens in july of 2021 and kwoel but a great place for people to be k34u89d services and where the small businesses specialists are located, and, secondly, trod legislation to eliminate the shared spaces and increase the tlrld for the 50 percent

reduction at the curve sites and the threshold is 50 percent discount is $2 million and the next is the limited live performs on polk county street in the commercial district supervisor peskin eliminated that to - specific to pulp street and lastly, want to share our office will be participating in the first annual openhouse on thursday an opportunity for participants to learn about contracting opportunity and establish the partnerships with other firms as well and building i don't know it is still true but dmubt commissioner carter an

scratch that from the minutes but participating for sure the resources from our office that's it for my updates. >> sorry. >> um, so great. thank you very much direct tang and any questions or comments? oh, commissioner comments and commissioner carter. >> yeah. i love the ordinance for live music until 11:00 p.m. san francisco has to get back into that not just polk street but sowing other supervisors taking initiative and across the street.

>> any other commissioner comments. >> public comment? >> no public comment on line or in the chamber. >> hearing none public comment is closed. next item, please. >> >> 8. commissioner discussion and new business (discussion item) this is a discussion item. >> commissioner zouzounis. >> thank you yeah. i want to also say i attended the press conference at the center that was great to have our women leaders pushing that work i feel like that is san francisco, you know, that we need to tip our hats so that the women are pioneering our move from stagnation to change in the new era great is to see the administrator and mayor and

others speak 1209 work our commission has been championship championing for years and got to shout out to the media i like they serve to be known and announcements on my end ramadan to our small businesses we or that are celebrating on friday and i would like to make another consultant there is the iran community is 1r0i69 those to saturday from 11:00 a.m. to 12:30 of a california suicidal that was this is crazy. >> to see some san francisco

history unearthed and will be open to the community the arresting men community on saturday. so and very come, commissioner ortiz-cartagena. >> thank you um, i have an ask for for our commission to ask regarding california senate bill for the street vendors for food i'm going to present to clarify how this effects you're permitting and legislation here locally. specifically in the mission district especially around just coming back raw product and what not and what of the plan? it is not clear. and i

want to be pro stiff as opposed to to reactive. have them come up and tell us what they're permitting that's one and two, want to thank our office and our staff they came and trained regarding did 5id grant with the nonprofit i'm part of and came to the office that was great director tang was there awesome to see the people scared united states they scared us more than anything made us that much more intelligent and aware (laughter) so i want to thank them for that and also sbc trained the staff moot and grout and so always so friendly we have a small business and got into sba and

did love hundreds on and; right? that was go and lastly, will have an event on friday april 14th at 6:00 p.m. at the bar planning codes with life music and have face painting and jump elders and have a life, man sproipts so good with the theme of roster i'm not going to spoil that the low rearview mirrors so you're being there you are recruiting alternative ways of creating safety for community so tell everyone i'll have a flyer. >> commissioner carter. >> um, i want should to the the board of san francisco we had black women on the water shed on saturday that was beautiful like so nice. you deverify the port

and not only black women but different ethnicities and so, yeah provided them with customers they would not normally have and have people show up to the ferry building but people that normally don't like show up that is really role great i'll be there on thursday i would like to caterer they wanted three in the morning and like an comblupt unit on the street vending we the three months ago i don't know what is

going on i drive down mission what happened to the, you know, i'm on chair mar's bronson; right? >> (laughter.) >> yeah. i it seemed it is getting worse and worse out through. >> commissioner zouzounis. >> thank you sorry i forgot one thing i wanted to have on the record i have a privilege of south in to the last reparation committee meeting and i was impressed with the specificity of remove and the economic roemths fall squarely in our

economic recovery around cleaning up updated codes painted with the remarkable boys of the eras they were created in i should have have that on the reported, however, our or our concession pathways to ownership oig types of recommendations are exactly one we made so lee thereof have that on the new business somehow how to support that. >> thank you. >> i know i thought able to review some of the draft like reparations report hats everyone gotten a copy of that? >> is that something. >> make a motion. >> sf.org and go to documents a

lot of great, great recommendations and i know are not only go for the black community go for san francisco. >> i think that is how we have to start thinking all those things not just for one community role for all of us and started to think that way we will try to read everything (laughter). >> um, yeah i did not have anything else but encourage people to roll velocity new neighborhoods i think director tang and keri have been going out to different neighborhood and mary ann velocity visit rg

/* visiting it is like a vacation and how we're doing to establishment to mingle ours as one city not just people that to work and come home at night, you know. commissioner dickerson. >> i'm excited to announce. >> i'm beyond you all to feel guilty i'm excited the button camp is part that we're waiting to hear about button camp what is that a boot camp class where we do everything from strength training to steps all with hip hop r and b everything to the recidivism a lot of fun the last

time we had 35 people attending and so partner with them an amazing because we're soaking outgoing to providing all services for free on that day. so my class has never been free but have nicole and stretching from 10 to 11 and have live coaching acupuncture and all kinds of services and they're all free. so starting saturday april 1st, launching and existed passed out before you start. >> how do you assign up for that? >> a nicole. >> (laughter) so will you please tell us we have put on the word you come and how do you rental we're not registering but come and going

to provide serves as many people as we can and as it grows over the course we have all ready 25r9d other spaces in the shopping center and i'm very commit to staying with that class this class provided was an amazing i call that a movement because before covid 19 it got to the point was no more room no no more than lemon people were waiting outside go to instagram and see the marketing have and side how many people with attending that is amazing the energy the energy. >> i'm fully branded (laughter). >> everything is said. >> we're going to meet there we can't transsexual to one other when we're there.

>> yes. >> (multiple voices). >> but it is you know what it is not i tell people all the time if you have expensed it one time talk about the energy in bop space and everyone is moving and every move you move to the beat and then it is just i can't describe it i'll see you there. >> you want (laughter). >> to see (laughter) you might see some of that an amazing experience but it is really about the community and people role miss that class i'm k30i69d excited to partner and provided this for free for the first time. >> thank you for sharing that commissioner carter. >> i love the partnering i

wonder we can participate more for me, i think of that as is somewhat a lot a look a accelerator to participate with other businesses that don't go together i think that is pretty you - i mean i see it a lot in fashion and they're doing that how can we do that as as small business some type of initiative to partner with small business like i was not able to take on that thing with the court but if i go with someone and build for community and, you know, more clients and customers and all that good stuff. >> uh-huh [off mic.] >> let's see - [off mic.]

>> (laughter.) >> that would be amazing on the sidewalk. >> okay. i'm going to reign it in (laughter). >> any public comment? >> there is none. >> great public comment is closed. next item, please. >> item 9 adjournment and sfgovtv show the small business commission weekend baa reminder the small business commission official public forum to voice our opinion or concerns about policy that affect the economic violate of small business in san francisco and the office of small business the best place to get information and if you need assistants continue to reach out to the office of small business and. [meeting adjourned]

(gavel)television.

>> in 1948 swensen's ice cream used to make ice cream in the navy and decided to open up an ice cream shop it it takes time for the parent to put money down and diane one of the managers at zen citizen in arena hills open and serve old-fashioned ice cream. >> over 20 years.

>> yeah. >> had my own business i was a firefighter and came in- in 1969 her dad had ice cream and left here still the owner but shortly after um, in here became the inc. maker the manager and lead and branded the store from day to day and in the late 90s- was obvious choice he sold it to him and he called us up one night and said i'm going to sell the ice cream store what you you talking about diane came and looked at the store and something we want to do and had a history of her dad here and

growing up here at the ice cream store we decided to take that business on. >> and have it in the family i didn't want to sell it. >> to keep it here in san francisco. >> and (unintelligible). >> share worked there and worked with all the people and a lot of customers come in. >> a round hill in the adjoining areas loved neither ice cream shop in this area and support russia hills and have clean up day and give them free ice cream because that is those are the people that keep us the opportunity to stick around here four so many years next generations have been coming her 20 er thirty or 40 years and we

have the ingredients something it sold and, you know, her dad said to treat the customers right and people will keep on coming back and 75 or 74 years, you know, that is quite an accomplishment i think of it as our first 75 years and like to see that, you know, going into the future um, that ice cream shop will be around used to be 4 hundred in the united states and all gone equipment for that one that is the first and last we're proud of that we're still standing and people people are you tell people it's been around in 50 years and don't plan on

>> this is one place you can always count on to give you what you had before and remind you of what your san francisco history used to be. >> we hear that all the time, people bring their kids here and their grandparents brought them here and down the line. >> even though people move away, whenever they come back to the city, they make it here. and they tell us that. >> you're going to get something made fresh, made by hand and made with quality products and something that's very, very good.

♪♪ >> the legacy bars and restaurants was something that was begun by san francisco simply to recognize and draw attention to the establishments. it really provides for san francisco's unique character. ♪♪ >> and that morphed into a request that we work with the city to develop a legacy business registration. >> i'm michael cirocco and the owner of an area bakery. ♪♪ the bakery started in 191. my grandfather came over from italy and opened it up then. it is a small operation. it's not big. so everything is kind of quality that way. so i see every piece and cut

every piece that comes in and out of that oven. >> i'm leslie cirocco-mitchell, a fourth generation baker here with my family. ♪♪ so we get up pretty early in the morning. i usually start baking around 5:00. and then you just start doing rounds of dough. loaves. >> my mom and sister basically handle the front and then i have my nephew james helps and then my two daughters and my wife come in and we actually do the baking. after that, my mom and my sister stay and sell the product, retail it. ♪♪ you know, i don't really think about it. but then when i -- sometimes when i go places and i look and see places put up, oh this is our 50th anniversary and everything and we've been over 100 and that is when it kind of hits me. you know, that geez, we've been

here a long time. [applause] ♪♪ >> a lot of people might ask why our legacy business is important. we all have our own stories to tell about our ancestry. our lineage and i'll use one example of tommy's joint. tommy's joint is a place that my husband went to as a child and he's a fourth generation san franciscan. it's a place we can still go to today with our children or grandchildren and share the stories of what was san francisco like back in the 1950s. >> i'm the general manager at tommy's joint. people mostly recognize tommy's joint for its murals on the outside of the building. very bright blue. you drive down and see what it

is. they know the building. tommy's is a san francisco hoffa, which is a german-style presenting food. we have five different carved meats and we carve it by hand at the station. you prefer it to be carved whether you like your brisket fatty or want it lean. you want your pastrami to be very lean. you can say i want that piece of corn beef and want it cut, you know, very thick and i want it with some sauerkraut. tell the guys how you want to prepare it and they will do it right in front of you. san francisco's a place that's changing restaurants, except for tommy's joint. tommy's joint has been the same since it opened and that is important. san francisco in general that we don't lose a grip of what

san francisco's came from. tommy's is a place that you'll always recognize whenever you lock in the door. you'll see the same staff, the same bartender and have the same meal and that is great. that's important. ♪♪ >> the service that san francisco heritage offers to the legacy businesses is to help them with that application process, to make sure that they really recognize about them what it is that makes them so special here in san francisco. ♪♪ so we'll help them with that application process if, in fact, the board of supervisors does recognize them as a legacy

business, then that does entitle them to certain financial benefits from the city of san francisco. but i say really, more importantly, it really brings them public recognition that this is a business in san francisco that has history and that is unique to san francisco. >> it started in june of 1953. ♪♪ and we make everything from scratch. everything. we started a you -- we started a off with 12 flavors and mango fruits from the philippines and then started trying them one by one and the family had a whole new clientele. the business really boomed after that. >> i think that the flavors we make reflect the diversity of san francisco.

we were really surprised about the legacy project but we were thrilled to be a part of it. businesses come and go in the city. pretty tough for businesss to stay here because it is so expensive and there's so much competition. so for us who have been here all these years and still be popular and to be recognized by the city has been really a huge honor. >> we got a phone call from a woman who was 91 and she wanted to know if the mitchells still owned it and she was so happy that we were still involved, still the owners. she was our customer in 1953. and she still comes in. but she was just making sure that we were still around and it just makes us feel, you

know, very proud that we're carrying on our father's legacy. and that we mean so much to so many people. ♪♪ >> it provides a perspective. and i think if you only looked at it in the here and now, you're missing the context. for me, legacy businesses, legacy bars and restaurants are really about setting the context for how we come to be where we are today. >> i just think it's part of san francisco. people like to see familiar stuff. at least i know i do. >> in the 1950s, you could see a picture of tommy's joint and looks exactly the same. we haven't change add thing. >> i remember one lady saying, you know, i've been eating this ice cream since before i was born. and i thought, wow! we have, too. ♪♪

>> look at all of these beautiful people. before we get started, i just want to get a shout out to all our women. [cheers and applause]. women's history month, we've got to represent. hello i'm dr. llena miller. i'm a third generation san franciscan. and i am the ceo and cofounder along with the fabulous bayron wilson of urban alkamy.