the day. can't hold it. [closing bell ringing] david: sky is the limit. liz: delta is down. lauren is right. a lot of stocks lost some air today in this last hour of trade. the bells ring on wall street. we look and see how stocks are finishing the session. red on the screen. the dow jones industrial average which had been up 70 points, now down 79. s&p 500 is down. s&p was earlier up five. david: i like how the russell is trying. it was negative. it is up .07%. i never seen anything up by such a small percentage point. volume is relatively low today. don't take whole cues for today. it was a busy day. "after the bell" starts right now. david: we have a lot to talk about. hillary of course.

but let's start with the market action. larry rosenthal of rosenthal wealth management. he will tell us what part of the world looks most attractive. john will tell us where big money is headed and todd horowitz. we usually see you on wednesday. glad to see you on monday. i was reading a piece in market watch, said today was a lance chance to buy a dip before the s&p goes up to 2200. i know you think that is wrong. why would you take objection to that philosophy? >> if you look around what is going on, look at global complacency we have in all the equity markets. we see buyers coming one after another, chasing yield. look at the tape, david. we go back six months. we're talking big consolidation range. s&p 2000 to 2100. we have a little bit after range. we had a spike in the vix but bouncing off one year lows. we're this close to being off nine year lows in volatility.

we have market with no volume and no true interest. we continue to see trouble. look what is going on in china. they had trouble with the growth numbers overnight. the manipulation of currency is becoming still a problem. that to me, could we go to 2200? that is correct. however do you want to put your money into market with 5% dividend yield when stocks could fall 20%? i think there are much better ways to get involved. putting new money would be here. liz: 20%? todd, we love you, we don't think we'll see a one fell swoop 20% cut but that brings me to john. let's hear from the guys in the equity world here. john, tell me now, is what todd said correct? he is not wrong but the reactions market has continue on balance move higher. seems to be a grind to the upside. >> so goes january, so goes the year. sell in may, go away. i think that plays out this year. i think fixed income investors

win again. i think most people are wrong about, throwing all their fixed income overboard and buying equities. so i have to agree. look for more volatility. look for a lower equity market in the u.s. i think opportunities are really overseas. i think they're in the fixed income arena. david: larry, we have two nays on the market. what say you? >> you know, i think we're still in the economic expansion mode. the fed is talking about raising interest rates. david: hold on a second. let me push back a little bit, larry. economic expansion, even though i hear from a lot of people we may have flat or even negative growth in the first quarter. that has got to affect corporate profit, does it not? >> absolutely it does. but overall, we're still seeing expansion. we're seeing housing start numbers for last three years have been escalates up a little bit. even with the fed raising rates whether one and done in june, september or later this year,

last time we went into raising rate cycle which was june of 0 had to june of 06, the fed raised rates 17 times little as it was. during that period of time s&p climbed 15 1/2% over two years period of time. i like what the other person was talking about. we need to have moderate risk in our portfolios. we are in an expansion mode because if we weren't the fed wouldn't be talking about raising. we have to make sure the portfolios can handle volatility measurements. we have monetary policy between the u.s. and europe going in opposite directions right now. for argumentive purpose purposes we could say we're neutral toward raising rate and europe is looking towards qe. if we look overseas we like that we need a hedge on currency exchange when it comes to that we like buying on dips. liz: why not. they are where we were, todd, just a couple years ago. we saw what our markets did,

which pretty much a moon shot for five or six years. todd talk abouted volatility larry referenced. we saw move to the upside in 13% of the vix when we were down 14% all of last week. what is really going on in the psychology there, when talking about fear? >> right now, there really isn't fear. we had a bounce off of a one-year low in volatility. you had a little bit driving at end of the day. you have people, late last minute sellers. but overall, the overall picture is calm in here. we're on consolidating market that won't go way up or way down yet. we have volatility index could move higher we have something to talk about. i expect this to be one or two-day spike in volatility. we'll see it fall off. we'll see same pattern continue and break out through the earnings season and some major event comes? >> david: john what fixed income invest are you looking at right

now? real quick. >> whether equities or fixed income, be in commodities. qe is the name of the game. what you will have governments globally printing money until heck won't individual, if you will. what that will do, is inflate things. hard assets is where big money will go because it can stay in dollars and get paid. right now it is not getting paid. liz: john, great to see you. larry, always a pleasure to have you. todd horowitz we will see you back here for s&p futures close. thank you, gentlemen. >> thanks for having us. liz: the race for the white house has two more official candidates. gop senator marco rubio told donors he is running and hillary clinton announcing her run in this video, listen. >> every day americans need a champion i. i want to be a champion. you can do more than just get by, but get ahead and stay ahead. when families are strong,

america is strong. so i'm hitting the road to earn your vote. liz: at last check that video has 2.4 million hits on the facebook page for hillary clinton. now, her fund-raising goal, is stunning. it is massive. $2.5 billion. that is the goal according to at least some reports. can she raise it and win the white house? joining us "washington examiner," chief political correspondent, fox news contributor byron york, along with former campaign strategist for president bill clinton, and communications president, hank shine. money getting a lot of attention. she will want to raise $2.5 billion. is that the appropriate thing you want to focus on? >> not really. jeb bush you saw the same thing, people are putting so much money, he asked donors to give more than a million dollars right now so it wouldn't look bad. that kind of talk is to attempt

to discourage others from entering the race. hillary clinton doesn't seem to have that problem right now. the bigger issue, hopefully we'll see her start to address, in the next couple of days, as she actually starts talking with voters, why she is running for president and what she would actually do if she became president. that is still not really clear at all. liz: in the video, she had sort of an amorphous statement everybody needs a champion. i want to be your champion. the top still is doing a lot better than the middle class and bottom which brings me to hank. how does she, at a time when she needs to support in way verbally president obama, then figure out how to say that over the past seven years, there has been a problem and that is that disconnect between the very wealthy doing better and then the middle class not doing as well? >> it's a problem that both parties have frankly. the distance between those who have and those who have not has grown disproportionally during the obama administration. what is she going to do?

she will say she hasn't been there last three years here is her plan to do better. that is likely the rhetoric will sound like. liz: you worked for the bill clinton campaign. how large of a presence will he have from her campaign when his postpresidential approval rating is in 70 percentile? way better than he was as president? >> bill clinton is important in the heartland and midwest where likely this campaign will be won and lost. why? because it is about jobs. people remember economy under bill clinton, that was robust, people were working, interest rates were down and life seemed to be a bunch better. bill clinton is better advertisement for better economy she has. liz: byron, a lot of republicans have not announced their candidacy. jeb bush comes to mind. scott walker comes to mind. maybe john kasich. who has the best shot, having announced or not, against hillary clinton? >> right now all of the talk is about jeb bush and scott walker. there is a concern that the only

argument that can really beat hillary clinton is that an argument to say we need to turn the page. we need to go to something new. we need a new president. consensus jeb bush with his les name is the not guy to make that what you're hearing a lot about, is marco rubio, who is going to formally announce in about an hour and 45 minutes he is running. and, a lot of people sense rubio who is low in the polls right now, is somebody who would be popular second choice if any of these front-runners stumble. liz: we hear a lot about vp. it is great to have you both. there will be a lost opportunity with both in the future. byron york, hank, thanks very much. david: i forgot about rubio. he will announce soon within the next hour 1/2. speaking of hillary, she has to now answer finally tough questions about what her economic policies would be if she was president. what will we see from her? could she end up bowing to her wall street donors.

liz: all important fico scores creates new metrics that will help millions of you get access to loans and credit cards. you who were previously shut out. how can it work and help you? we have the ceo of fico. david: masters winner jordan speith is 21, well-spoken and humble and mature. has america and golf world found a tiger woods replacement? our panel debates that straight ahead

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see car insurance in a whole new light. liberty mutual insurance. david: this is a big one for spacex. they will be launching this resupply mission to the space station but kind of the way that the launch vehicle itself is going to be retrieved that is interesting here. liz: yeah. it has to land in sort of a one in a million chance on a floating platform out on the ocean. the whole point of spacex they want, be sort of walmart of rockets, david. they want to be reusable rockets which cut down on cost expose nextly. david: imagine landing the first stage on a floating platform? talk about a needle in a haystack that is even more precise than that has to be. they had mixed results in the past. this time they hope to nail it. 4300 pounds of supplies will be taken up up to the space statio. about 44 seconds away from

liftoff time. they might have another delay. liz: spacex run by elon musk, chairman and ceo of tesla. he is is one of the big thinkers, taking a chance over and over again. as we wait on that, todd horowitz in the pits of cme to see how futures close. todd, if we interrupt you, forgive us. >> no problem. we closed basically near the lows. the key to watch rest of the week, jpmorgan earnings tomorrow, citigroup this week, wells fargo and goldman sachs. those are things to watch. that will give us a better idea about the banks they're doing. if you're still in the market, great. learn there is no such thing as cheap protection. there is a way to protect but no way to be done cheaply. need to count a good platform portfolio against your portfolio to protect yourself. you can be in the market to let the market go up or down, you will be protected. liz: todd, thank you very much. david: so one thing that hillary clinton's announcement yesterday will end is all that speculation about which position

she would take on specific policies that affect businesses. for example, would she approve the keystone pipeline? should corporations be able to bring back profits they made overseas without having to pay a double tax? will she continue enforcing epa regs that cripple, ultimately might kill the coal industry? to our panel, kerrey sheffield, competitive enterprise institute. larry shover, and john tamny, real clear markets editor. thank you all. larry, what is most important to you? for me it is the keystone pipeline because that is clear, she is either for it or against it. what is it for you? >> david, same exact thing but something i've said over and over again energy independence is key. and we have, energy costs as cheap as they are right now, we can't hold back. we have have to get away from opec to be able to be completely independent as a nation when it comes to energy. and sadly, senator clinton, when she was senator voted against

anything, and everything with regards to promoting energy independence in the united states. david: john tamney, go ahead. >> easily the most important policy for bill clinton was the strong dollar that drove enormous economic growth during his presidency. i hope she is focused on it. i don't think she is. i don't like think she is her husband. i don't think she will ever get near the white house. david: carrey, one thing her husband did for taxes he lowered capital-gains tax that led to tremendous boon in the market. lowering corporate tax rate, getting closer to a flat rate do think that is possibility from her? >> i love to think so, like john said i don't think she is her husband at all. we saw her talk about picketing and inequality and minimum wage hikes. everything from we see how she voted in the senate, this is not counter factual, she voted against economic growth and innovation. i don't think she will be like her husband at all.

david: john, i know you take issue with something larry said about energy, go ahead. >> well i just think energy independence doesn't matter for, if we're banana independent or television independent. i don't see the difference with energy. it is important all the time. david: he believes in free trade. free trade will solve everything. >> yeah. david: larry, any kind of tax reform from hillary clinton if she is president? >> no absolutely not. she will come off broke, frustrated, left behind. there will be a lot of that talk about having some type of corporate, get rid of loopholes and tax dodges. end of the day, no, no change. >> ironic she is class warrior, gets $200,000 an hour for a speech. david: that is knoll other top i can we'll talk about that. time warner wants to sell individual channels. isn't this a misnomer as long as you need a cord to get internet in your cord? >> not cutting cord.

unbundling channels. journal, once bunked he will it all over, pay fog internet provider sling tv, hulu, apple tv you're not going to save any money. in fact the individual channels have incentive to hike up price for hbo for example, how much it would be. david: john, you could cut the cable if somehow you have iphone and able to create a hot spot and somehow geniuses in silicon valley figure out a way to stream netflix over the air without using cable at all. now the fcc is coming in to regulate the internet that will slow things up, right? >> i think you hit what is going to happen. the cable cutter or cord cutter will come from well outside the industry like netflix took out blockbuster from silicon valley. i don't worry about the fcc the fcc can't control what it doesn't understand. the internet will be revolutionized well outside the fcc confines. david: larry, can not the fcc put up roadblocks to any kind of

innovation? >> yeah, absolutely they can. they can slow this down. i don't think tv will go the way of water tower builder or lighthouse keeper but it is going away in a fashion that the new generation is boxless. they don't care as much about big tv and care about streaming. i think fcc with all its quagmire will keep us in the mud and slow progress down. david: i do agree, 100%, john, in terms of thinking outside the box. microprocessor chip, all the geniuses, wasn't one of geniuses inside, one of the scientists. it was relative of one of the scientists that came up with idea of a microprocessor chip. usually great innovations but sometimes thought of by people outside of the box. gang, hang in there. coming up, could 21-year-old win masters winner jordan speith be the hole-in-one golf needed and could i be the next tiger woods? liz? liz: that all important fico score for buying a house,

getting a credit card, we have big changes for american credit. will newly revamped fico scores make it much easier for you to get a loan or credit card? fico's ceo is here. get the answer coming up a new study confirms what everybody knows, flying commercial keeps getting worse and worse. we'll tell you which airlines have the most to blame, straight ahead. >> i don't want to check my bag, okay? by the way, your airline, you suck at checking bags, okay? because i already did that once, you lost it. i had everything screwed up very badly for me, okay? >> i can assure you the bag will be placed safely below with the other luggage? >> how do you know the bag will be below my other luggage? will you go beneath the plane outside with the guys with the earmuffs?

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david: here is a novel idea, if you're concerned about income disparity, abolish the estate tax.

it's a new book claiming that the best way to spread the wealth around is to abolish the wealth tax. that book, just happens to be done by one of our guests, john tamany's popular economics. john, sounds like a contradiction. explain. >> well, think about it. when we let the rich hold on to their wealth, they put it in the bank or put it in a brokerage account or if invest in venture capital fund, their wealth is immediately finding new people that need it for small business loan, college tuition, future microsoft, future google. if you want to redistribute wealth, leave it in the hands of rich. don't give it to washington, they destroy it. david: larry, economically, i think john is 100% right. politically it won't sell. there is no enemy. politicians love to paint an enemy. the rich are the minority so they can be the enemy, right? >> john is spot on. it is a small minority of the population. nobody cares about it. it is not a target. everybody likes to pick on.

so i can't see it being abolished. it was enacted, john, correct me if i'm on, three times in the 19th century before it became permanent in 1916. it has never been a popular thing to run a campaign on even though it does hinder capital stock, destroys family business and destroys philosophy of wealth, something we need so badly. david: what do you think? >> i agree. if there is a victim i think in the campaign we could see "joe the plumber"'s grandpa, hillary clinton confronts her, you know what? i built this family farm. you want to take it away from my kids when you pass i pass away. why are you doing that. david: perhaps there is way to sell this politically? >> i think absolutely there is. americans love achievement. why republicans or someone doesn't run on embracing it? david: good point. good point. i stand corrected. 21-year-old jordan speith is golf's new hero, winning the masters, breaking records and doing so, showing himself to be

humble well-spoken family man. could his emergence on the golf scene revive the sport and products like under armour which sponsors him? what do you think, larry? >> i think it is doubtful. i love jordan speith, you're right, 21 years old, a good man. the game caught up to tiger woods. besides all the other mess he was involved in. i think right now, you have a pool of players likes jordan who are just catching up to way tiger was. we need a game changing player, more than just a nice guy. somebody who approaches the game just like tiger woods did back when he came on the scene which was game changing. david: carrie, i don't know this guy looks game changing to me. >> he has a lot of promise. was second place last year. he has a track record, he could be. i have to tell you, i hope he doesn't let it get to his head. the paparazzi will build more houseboats based on him. david: he doesn't seem to be that kind of character. john tamny, today, the proof is

in the pudding. market was down but under armour was up a percentage 1/2. >> we heard about a lot of pretenders to the tiger thrown over the years. he seems like a great person. but one major tiger doesn't make. he has 14. we have to withhold judgment. david: larry, when he was hugging his grandfather after winning green jacket and has a sister he is helping out, he is a interesting character. the more written about this guy, the more popular he will become. >> you might be right. i am doubtful about it all. just because, in the golf world, especially, we're looking for something brand new, not just something that is really nice. i agree, he is awesome person but somebody like, tiger woods, who brought a different approach to the game, different mental approach, work outs et cetera, something different. david: you all are awesome. so is john tamny's book,

"popular economics." also out. larry shover, don't forget to watch "forbes" every saturday. carrey sheffield and john tamney part of the cast. thank you, gang. liz? liz: breaking news, the spacex launch was delayed due to weather system suddenly popped up. yes, it will be the dragon spacex capsule launched into space carrying 4300 pounds of supply, food, mice, all kinds of things but right now it is in a holding pattern. it is not going to launch just yet. stay tuned. we'll keep you posted every step of the way on what could be a historic launch here. in the meantime a major overhaul in credit card reporting could help millions of americans get access to credit. what changes are being made and how is it going to impact your credit scores? will lance something fico ceo. this stock, by the way, up 80% year-over-year. he will tell us what you need to know next.

forget going to a store to upgrade your cell phone. one wireless company making house calls. we have a very chic story next.

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david: spinssprint is snake making house calls to upgrade your wireless plan in kansas city. the customers elgible for upgrade will be able to request

a sprint service representative to meet them any location convenient to both of them to trade in an old phone. the new devices will be delivered using sprint branded cars driven by contractors. the program is expected to roll out in miami and chicago later this month. liz: how about this, david? big changes are coming to credit reports. fico, the creator of the most widely used consumer credit scores, is announcing a new scoring system. what it is doing aiming to make millions of americans credit worthy. what are the new guidelines that are doing this? joining me in fox business exclusive, will lansing, fico ceo. fico is getting a makeover, will. tell us exactly how this is going to work and what it means for the average american who missed it by that much? >> oh, thanks, liz. you know, we're in the business of helping lenders to evaluate the creditworthiness of borrowers and, our goal is to extend credit to as many people as we can responsibly. and historically, fico credit

scores which are measure of consumers propensity to repay debt, those scores are built historically on credit card payment data. and that, the challenge is that there is not enough data to cover all of the potential good borrowers. so one of the things, the fico score does evaluate credit pretty well for people whose credit is available. when you get into some populations, potential almost borrowers there, is not enough date to compute a fico score. we've developed an alternative model. this looks at alternative data to evaluate borrower's creditworthiness. it looks like it will open it up to millions more potential borrowers. liz: basically, let me tell you what we have on the screen. cable, cell phone, electric gas bills and prompt payment could be now used as proxy for saying, hey, this person should have better credit, they make their payments on time. am i seeing this correctly in a

way? >> that is exactly right. so, what we have is, working with our partners at lexus nexus and equifax we have access to data you see on the screen. all the different utility and cable and phone payment data. and that does provide us with the ability to evaluate the creditworthiness. we're all interested in doing that we have a pilot we just completed with 10 of the leading lenders in the country and early results are very positive. so i think there will be millions more people who are now being evaluated in a good way. liz: let's talk about the range. when i recently applied for a mortgage, they were saying, oh, you know, anything above 700, you're fine. does that now change? how do you psychologically get your lenders to change and say, lower that? to what level is it now going to be lowered for somebody who would be considered credit worthy? >> well, the goal is not to lower the standards. the goal is to, to identify

would-be borrowers who meet our standards but meet it by meeting the standards with different date that than we've traditionally used. so i don't expect we'll have lenders lowering their standards to do this just looking at data they never looked at before. liz: any chance these new changes, somebody came in here, they're just moving the goalposts, any chance that these changes might open us up, we're always trying to ask questions down the line, to another bubble, to giving people who may not really deserve the creditworthiness, an opportunity to buy a house if they lose their job, they can not get out of trouble on this one? >> yeah, i think that is a great question. we're very focused on maintaining integrity of the, of this evaluation, this creditworthiness valuation. so for us, it is not at all about moving the goalposts. it is not about changing criteria. but it is about saying hey, we live in big data age where there is a lot more data available. let's not just limit ourselves

to data we have historically used. look at all the data available. if it helps us make good prediction for someone's propensity to pay debt, let's use it. that is what lenders want to do, that is what regulators want to do, that is what we want to do. i don't think we're looking at any danger from lowering standards. liz: pay your cell phone bills, people. it could help you down the line. will, lovely to see you. thank you so much. >> thank you. liz: will lansing, fico ceo. fair isaac, very close to 52-week high. david: he answered a lot of questions folks have. meanwhile lots of questions about the intersection of money and politics with hillary clinton as she announces her candidacy. even progressives are concerned she is phony capitalist. ralph nader, long-time critic of crony capitalism, think about hillary clinton? we'll ask him live coming next. jewelry retailer blue nile forming a partnership with one

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liz: last year, u.s. airlines did the poorest job serving customers since 2009, according to the annual airline quality rating. despite overall disappointment companies were able to keep passengers happy so it can be done. 2014 top-rated airlines, number three occupied by delta air lines, moving up from its fourth place ranking and improving on mishandled baggage claims. second place, hawaiian airlines are often at top. virgin america took the top spot for third consecutive year. last year's worst perform airline, envoy air. david: say it again. liz: envoy air. if they get you there alive i take it. david: she has a pretty low bar. free market conservatives found sympathy with political progressives in their disdain for crony capitalism where

politicians trade favors with big industrialists. ralph nader, five-time presidential he wrote a book about it joined us on the phone, talking about a presidential candidate accused crony capitalism. i speak of hillary clinton. ralph is hillary clinton a crony capitalist? >> for sure, when she was a senator she did not challenge any corporate welfare boondoggle and there are dozens of them. as part of the obama administration, certainly hasn't done that. and her years in new york, just turned her into a dyed-in-the-wool corporatist and mill at thattist. we're not seeing even leaks from her campaign that she is growing to do anything much more than run the grandmother campaign. and she has had, over a year-and-a-half, she has been consulting with dozens an dozens of political few ruse and gurus and supposedly smart political

people. doesn't look like she has that much to offer. hasn't come out in terms of corporate tax reform or breaking up big new york banks. david: she also spent a lot of time collecting money from corporations, she and her husband have. their foundation which has both of their names attached to it, including hers, taken money from tenet, microsoft, ge, pfizer, on, boeing, walmart, barclays, the list goes on and on. is there any kind of compromise, any quid pro quo for these donations? >> by the way every company you mentioned, david, is on corporate welfare one way or another big time, everyone, from goldman sachs to walmart to microsoft free research and development subsidized with public assistance for walmart and of course big bailout of goldman sachs. yeah, i don't see, much wiggle room here for her. she, got $250,000 a speech from these corporations. and, they were often closed to the press and, when you talk to

trade convention and tell them in 30 minutes what they want and don't tell them what they don't want to hear, there is obviously relationship that they expect if she assends to the white house. david: okay. ralph nader, you are a democrat of some note. you have run for president several times. you still have some way among progressive circles, what are you going to do? obviously you don't seem to like what she stands for. are you going to run, are you going to support somebody running against her. >> a, i'm not a democrat. independent. david: i didn't know that. >> light. no, i think she is trying to intimidate any challenges. that leak the other day she will raise $2.5 billion which is 2 1/2 times what obama raised, is, a signal to people like, jim webb, former senator jim webb, former governor o'malley, former governor of rhode island, lincoln chafee and senator sanders to back off. you know, what she doesn't realize, and her cohorts don't

realize, if she pushes forth on coronation track as political monoculture it will be, very risky for the democratic party. we need many more people in the primaries, iowa, new hampshire, to challenge her and to debate her. that is what i'm going to push for. david: there is one name i didn't hear, maybe i missed it, but senator liz edwards. senator liz edwards written about crony capitalism. claims she was defend defending america against crony capitalism from the financial bailouts, restricting money some banks were getting. is she progressive alternative against crony capitalism you would accept? >> she could be. david: elizabeth warren. forgive me. go ahead. >> she really isn't going to run of the best challenge no one ever talked about. jerry brown and elizabeth warren ticket, to challenge hillary clinton. david: wow. >> yeah. i think that is winning ticket. david: who would be the

presidential? >> it would be jerry brown and elizabeth warren would be vice-presidential. i tell you one thing, david, she is not as strong as her polls show her to be to begin with because she has no declared opponent in the primary of the in two states in recent poll, she came in behind rand paul, including colorado. she came in behind rand paul. david: now, have you suggested or are you going to suggest to some people of importance in the democratic party that perhaps jerry brown and liz warren get together and run against her in the primary. >> suggesting it now for the first time. i hope some enlightened billionaires will run in the primary even if they don't want to take it all away, to broaden the agenda to give american people more choice, more commitment, more engagement, more voter turnout and there are a lot of those guys around. do you know the minute they announce, the press goes bonkers because they're millionaire, billionaires.

david: have you spoken to jerry brownie time recently? or are you going to call him up and suggest this. >> no, i haven't spoken to him recently but i have spoken to people he has spoken to. he will not run in iowa and new hampshire. but if hillary fault is or crashes, he is available. and you know he is pretty popular in california. and he is pretty experienced. david: you think he would stand up against crony capitalism? >> i think he will in some degree. in other ways he reassures people. he has some magic with california voters as you know. david: he does indeed. very interesting stuff, ralph. thank you very much for coming on. appreciate it. >> you're welcome, david. david: liz, you have something to show us. liz: yes i do. blue nile's new bling, the number one online jeweler is teaming up with legendary wedding designer on this new line of engagement rings. the ceo and the designer here to show it off. don't go anywhere. it is the i-do economy.

>> hi, everybody, i'm gerri willis. coming up on my show at the top of the hour, imagine, not having to fill out any tax return. we're investigating a new plan that overseas could gain currency here. that is one of the big stories coming up on "the willis report" in just a few minutes. the real question that needs to be asked is "what is it that we can do that is impactful?" what the cloud enables is computing to empower cancer researchers.

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>> want to have a brush of that same fairy dust that celebrities like tom cruise, j. lo, and kim

kardashian has. colin cowie, his work has been with all of those celebrities. and he's now doing work with blue nile for an exclusive line of jewels. with us, harvey kanter, blue nile ceo and colin cowie. i'm wearing one of the rings. that's what people want to look at. >> it looks amazing on you. >> you know, i hand modeled back in the day. why strike this partnership with blue nile which is exclusively online? >> when you look at blue nile, i see them as the uber of the jewelry industry. my business is about creating extraordinary experiences. they have come out with a great online presence and give you an ability where you get to pick the jewel. you get to pick the setting. and the experience they've created. the best online experience with the customer

service that can answer you 24/7 hours a day in multiple languages. >> you, of course, are the famed wedding planner who has done incredible things. he talks about being able to pick your diamond online and pick the setting and now pick the designer. you have zack pose en. >> zack is new, but doing well out of the box. (?) we're really excited about colin. the experience and creating that opportunity as we talked about is really important. the experience is so rich. what colin does is take that to a whole new level for us. >> you've done outrageous weddings and incredible events for people like kim kardashian and tom cruise. they don't air on the simple side. let's talk about this necklace and what went into the design into this. why people would go online and say, i want this diamond. what is this? >> i think it's beautiful.

it's elegant. we came up with these four different collections. there's a fashion collection. a promise collection. this is part of the fashion jewelry. the earrings go well with it. i love introducing color with diamonds. >> how much is this necklace? >> it's not that expensive. about $7,000. the wedding band is around three. and the ring you're wearing is about 2,000. >> i'm sorry. this ring is only -- >> the setting is a little over two. with the diamond, under seven. >> okay. under seven. seven grand per carat. that's a great deal, is it not? >> it's a great deal. the value and all things we bring to market in colin's setting. >> we started this by saying this is the i do economy. how many millennial weddings are you planning lately? they're the most value conscious. >> they've grown up in the information age. they've done their homework. >> are they cheap?

>> no. i don't think they're cheap. they do their homework. that's why blue nile is great for them. you get the cost of the ring and stone. you put the two together. you couldn't do that in retail. >> from clicks to bricks, you were always online. it seems you will be opening a stand alone store in a mall. >> we have not announced that yet. we are continuing to explore what we started with nordstrom's. it's about helping the consumers see, touch, and feel. and understanding how conversion will grow. it's a small store. it manages the value we bring to market online. it brings it in every way to the store market. >> i don't want david to be left out. he's holding the men's band that colin has designed. as we look at that, your chinese business, you are on the alibaba site. that opens you up to a billion consumers. how are those sales doing? >> we had a wedding show in march.

in that wedding show, we doubled our business previously. it continues to accelerate. we feel good with the asian market specifically. >> blue nile. check out colin's brand-new stuff. >> the willis report is next. >> i know. gerri: hello, everyone. i'm gerri willis. and this is the willis report. the show where consumers are our business. 2016 candidates jump in. >> i think our nation is at a pivotal time, anyone who wants to be president or commander-in-chief needs a track-record of accomplishment and trustworthiness. >> marco rubio confirms his bid on the same day hillary clinton kicks off her ground campaign. summer gas prices expected to be the lowest in a decade. late flights, lost luggage, and overbooking. consumer complaints about the airlines take off. also, getting rid of tax returns all together. consumer expert clark howard is here to talk about a bold new