orsha, vitebsk, baranoviche. much still had to be improved, to achieve higher quality, but that period became a sign of the times. people now have the opportunity to choose, the opportunity to finally purchase goods for personal use. they were returning to peaceful life. on november 6 , 1951 , an unusual excitement reigned in the radio control room on revolutionary 3, all the employees were talking about the main event in the capital. having become witnesses and even participants, they emotionally shared their impressions. the announcer ran through again eyes, the text was broadcast with the next program of the saturday radio magazine on sovetskaya. these fathers of minsk and the statesmen

of the capital chatted with the unknown. і eight 6 leaves of the galoin universal store of the republic of gum are used to calculate your doors. thanks to stalin avenue and lenin street , a lot of people have built up, with everyone eager to get some information. i asked. there was a festive atmosphere at the grocery store, and the guards couldn’t help clearing away the hoardings. perception.

fabrics, section of women's ready-made clothing, products of the frunze factory, the future chalk. then she produced combs, buttons, and bags made of leatherette. leather goods factory named after kuibyshev, which will later operate under the galantea brand. the first belarusian radio receiver sold from the minsk radio plant, vacuum cleaners, washing machines. for the capital, this was an event, for the industry, a kind of summing up of what was accomplished during the first post-war five years in light industry. she showed her first successes. through heroic efforts , pre-war structures were restored and new ones created. enterprises. rhythmic work began on the production of folk goods. consumption,

the functions of the model house expanded, he began to create exclusive models in cooperation with likprom enterprises. the fourth five-year plan was a good start for its qualitative development in the following decades, when many trademarks were born , which later became famous far beyond the borders of the republic. everything that modern belarus lives today, watch on the belarus 24 tv channel, it’s new.

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a day every day. be with the tv channel belarus 24 and discover belarus. hello, everything is clear with you about the project with marina karaman. let's talk about complex things in simple terms. today we’re talking about how much money costs, what’s the difference between the electronic and digital ruble, and will it put us all in a digital concentration camp? go! our national bank has published a draft concept. digital belarusian ruble. the information space was immediately filled with valuable opinions. some are for, some are against, some are afraid that a digital concentration camp will cover us. some people don’t even understand what they’re talking about, because that he doesn’t see the difference between the digital ruble and the current money on the card. the national bank

is calmly doing its job, people are discussing, and some resources are churning out materials in the style: you don’t understand how it works, now we ’ll explain it to you so that, god forbid, you don’t calm down. but we’ll explain it honestly. so that everyone can decide for themselves how to react, let’s start with the elementary: to put it very simply, money is information about how much the country has provided itself with food and the benefits of civilization and what part of these benefits a citizen is entitled to, in whose hands the money was. there were times when people exchanged natural products. the miller came to the market and exchanged grain for a cow, for example, the potter used the same scheme... the things he needed for his pots, the blacksmith for sickles and scythes, and so on. and here was the problem, when gonchur needed grain, and the miller needed fish, the gonchur was forced to look for a fisherman, exchange his pots for a barrel of pike and take this barrel to the miller in order to get the grain. it was inconvenient, and people

came to store their goods in barns, and during purchase and sale transactions, write receipts for partners to receive their products, that is, the potter came to the miller for... the miller does not need the potter's pots, but before that the potter was with the fisherman, the fisherman took the pots from the potter and gave him a letter where it is written that whoever presents this letter at the fisherman’s warehouse will receive a barrel of pike; in return for such a letter, the miller gives goncher flour, because he needs fish. over time , there were so many purchase and sale transactions that people were forced to keep their receipts in small warehouses, banks became these warehouses, and the state took control over them, it also... organizes production and keeps records of most of the goods in the country’s circulation, because the first thing you need to realize: paper money in itself is not valuable, every bill - this is just a receipt from the state that we have grain, fish and other goods in the barns. if

the state decided to write about this on the wall, they could tear out a piece of the wall and pay in stores with it. it doesn’t matter at all whether it’s marked on paper, wood or concrete how many. a specific receipt can be obtained for goods and services. if the state recognizes the carrier of this data as money, it is money. now about the funds on our cards. in fact, these are electronic records of who owes whom, how much. the employer deposited your salary into a bank account, the bank wrote on your account how much he now owes you. you see this as the card balance. you paid for the purchase with a card, the bank transferred money to the store, and the amount of the bank’s debt to you decreased. also comfortable for everyone, no need to wear big ones wallets, service atms, you can unload cash registers and sales personnel. in total, while we have two formats of money in our country, paper and electronic, the third will be the digital ruble. the digital ruble

is the same ruble that we use to pay in stores now, just adapted for trading in the digital world. our national bank will issue them, and everyone will go through it. transactions with this form of money, for this purpose a separate electronic platform will appear under reliable protection. to use digital rubles, people will create electronic wallets and log into them through the internet banking application in their gadgets. at the same time, it doesn’t matter which bank’s clients the user will be. all transactions with its digital rubles will take place on the national bank platform, and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that any part of your savings can be converted into digital rubles in order to make paper ones digital money, you will need to put them on the card through an atm or cash desk at a bank, that is, make them electronic, and then exchange them for digital ones and

vice versa, in order to receive digital rubles in your hands in paper form, you will need to transfer them to electronic ones, that is, transfer them in the application from a digital wallet to your card-cheat, and then with... cash at an atm, i saw questions online about what the exchange rate for the digital ruble would be, one to one, and digital and electronic and paper money are the same currency, belarusian ruble. digital rubles will differ from money on cards in that each of them will be stitched with a unique electronic code, just like banknotes are marked with numbers, but in a digital ruble there is no physical bill, there is only its code, this is an innovation. if the money on the card is bank records about who owes whom what in the physical world, then digital money is a new form of those same receipts about the existence of food supplies and goods that were once exchanged by merchants, and then they were turned into paper money , these receipts will simply be encrypted into codes, but the main difference

digital rubles from electronic ones is that they will always be in a virtual wallet on the platform and under the control of the national bank, even if some transactions with them will be carried out through commercial banks, they will remain only intermediaries in this process. digital money differs from cryptocurrency in that crypto is mined, that is, mined using electrical networks. and digital money is created by the central bank of the state. cryptocurrency is not physically backed by anything specific. the price of one coin depends on what the holders agree on today cryptocurrencies from different countries. the value of the electronic ruble is secured by goods produced by the economy of a particular country, this is confirmed by its national bank. and this leads to another difference: there is no single responsible authority for cryptocurrency. therefore , today it can cost tens of thousands of dollars per unit, and tomorrow it can drop to... and no one will be held accountable for it. the state is behind the paper, electronic and digital ruble. for ordinary

belarusians, the new format of money will help them save on banking services. commission rates for all transactions with this form the national currency will be established according to uniform rules. money transfers will take place directly from the payer to the recipient, which means banks will not be able to charge a commission for transferring digital rubles from the account. to accustom belarusians to digital rubles, most likely. they will introduce some bonus programs, like rich cashback, and this is always nice. the national bank reported that they will create a system that will allow payments with digital currency offline, with electronic money on cards, this is impossible. digital rubles will be more reliably protected from crashes and will not be burned due to bankruptcy, as happens with the savings of clients of commercial banks. for businesses , digital money is a way to avoid losses on exchange rates when trading with foreign partners and make international payments. faster and safer. this will work if the state with which the businessman trades also has a digital

currency. now it is being implemented by russia, kazakhstan, china, sweden, canada, the entire euro zone, and the bohamian islands and nigeria are already using it. note that europe is only moving toward technologies that have been working in africa for 2 years, but that’s a different story. the emergence of a digital national currency will reduce dependence on foreign currencies in international trade. rubles into the money of the country with which transactions are being made will be easier, but i, for example, really like that government agencies will be able to see where taxpayers’ money is going. you remember that a digital ruble is a code, it can be tracked in the system, you can see the entire history of use, which means, unlike money on cards, digital money cannot be spent unnoticed for any other purpose. for example, the district was allocated funds from the budget for the construction of roads or targeted assistance to large families, if someone takes a risk. spend this money on building materials for your dacha or a new car, this will be immediately

visible in the electronic system. researchers don’t even have to prove anything; digital money codes will lead them to the place of an unplanned purchase at a budget expense. at first glance, such transparency is needed by the state, but in fact it is beneficial to ordinary people. citizens. the new currency will not allow us to sponsor corruption schemes with our tax contributions. in addition, in the digital money code itself it will be possible to specify what it can be used for. spend, and this is very convenient for allocating funds for narrowly targeted payments, such as family capital. the state will see which items of expenditure are in less demand and which are more in demand, will be able to tune the work of the economy like a musical instrument, add where there is not enough, and for areas where the demand for funds will be lower than predicted, cut the budget. there is a lot of talk online about how the digital ruble will replace paper and electronic money with... they will be forced to pay with a new form of national currency, their movement will be controlled, and we will all end up in a digital concentration camp. it is

not true. paper money will remain a means of payment along with digital and electronic ones. just like we were given the right to pay for utilities at postal bank branches, although it has long been possible to do this via the internet. digital money will become an additional tool for paying for goods services. it’s just that this tool is tailored to modern technologies, threats and processes in the global economy. which means it is relevant for those who revolve in this financial whirlpool, those who do not want to plunge into it will be given the right to spend digital money as they are accustomed to, a lot of restrictions on international trade will be removed, sanctions leverage will be reset, such as shutting down unwanted countries from swift, spending on financial infrastructure, an army of bankers, and tons of obsolete equipment are a thing of the past legislative norms that hinder economic development in the new digital world. in addition, the digital money of states will push

cryptocurrencies into the global financial market, which, due to the lack of control of any structure, carry enormous risks for the entire planet. when it comes to money, absence. control is chaos, in which criminals of all stripes flourish, from scammers to sponsors of biological terrorism. a new era has arrived in which seconds are allotted for decision making and action. on the scale of international trade there is simply no time for multi-stage money transfers, dealing with scammers, sanctions and commissions. this is still as irrelevant as going to a phone store to buy a new phone with a head of wheat or a barrel of pike instead of a wallet. in order to keep belarus away from other states in this new world, it should settle down as comfortably as possible in the virtual space, and digital money is one of the ways to do this. don’t get angry when extra unfamiliar cutlery is brought to your plate at the table. we are at home, no one is forcing us here use a new fork for each dish, but you are given the opportunity to take it. for ordinary

citizens, digital money is just another convenient device for eating at a common state table. wherein. no one will stop anyone from using their favorite spoon, but you still shouldn’t reject everything new, in case you like it. i’m marina karamana and we figured out what to expect from the digital belarusian ruble. everything is clear, see you soon! it is clear to god, the snow has melted from the damp earth, the hell of the road has fallen, the storms of revelry, the warmer suns are jumping, the ice of the nareshians shabby, the sun is falling, the gloom

of every day we jump, everything seems to be, the geese are crowing, the sap on the oak is crumbling, the cranes are croaking, and the winter has vanished like smoke, the greener is the meadow oh, my dear land, our dear land, i was in pain like hell! only for our tv viewers, we choose the best routes, today we are in polotsk, oh, you know that for a long time i thought we would fight here, because this is a city, real history, it’s true that this is a former post office building, yes, the fifty-second year, the building mail, and not entirely civilian, there were military units here, then

there are guys who received correspondence, and we set off on an exciting journey around our country. belarus together with the belarus 24 tv channel. you can do a lot in 24 hours, and even more in 7 days. in our project you will learn about key dates and events in the country and the world that happened during the week, in just 20 minutes. there will be time for entertainment, exciting projects

that will surprise and lift your spirits. a series of films of the pearls of belarusian cinema. and, of course, online travel around our amazing country in search of a new place on map. all this and more in the weekly project ether 24/7. watch on our tv channel every friday evening. you are watching the news now. hello. minsk and baku confirm the strategic nature of relations. our president is on a state visit to azerbaijan these days. 3 years have passed since the last meeting in baku. leaders.