have been florida, as both sides have been campaigning in the last 2a hours before the american election. the disease threatening ashtrays in the uk has been confirmed in parts of kent and essex. 82 sites in england are now known to be affected. time for the sport. welcome to sportsday. coming up — after nearly three years, he has gone. craig levein is no longer the manager of scotland. mark clattenburg will not referee this weekend, as investigations into whether he used inappropriate language towards a chelsea player continue. and it's round one to

murray, as he wins his opening match at the atp world tour finals. in the last few hours, the bbc has learnt that craig levein will not be carrying on as scotland manager. we will have more on that story shortly. but first, mark clattenburg will once again not be refereeing this weekend, as the investigations continue into whether or not he used racist language towards a chelsea player. dan roan has been following this very closely — should we be surprised? i do not think so. there was a huge amount of interest in what exactly the referee's organisation would do. they had already stood mark clattenburg down

for last weekend, and now they have done the same again. but this time it is slightly different. i think last time it was their decision. on this occasion, they made it clear they were heavy for him to officiate, but after talks with him, they decided it would be in his interest, given that he will be speaking both to the fa and to the police, to have another week off. people have compared it to thejohn terry case. when he faced an accusation —— an accusation that he had racially abused an opponent, he was not suspended, he was allowed to play on. whereas the referee, mark clattenburg, facing the allegation of inappropriate language againstjohn obi mikel, we believe, he will not carry on officiating. what will be interesting will be to see what happens if and when he is charged. i understand it is very unlikely he will be charged by the police, but it is possible he could be charged

by the fa. we understand but —— that the chelsea player ramires believes he heard something offensive. so it will be interesting to see what the fa does. it remains to be seen. but there is some criticism of the way chelsea have proceeded with this, including the fact that they made it public. sir alex ferguson and arsene wenger have said that they believed chelsea should have kept it in— house. and yet there are others, withdean chelsea, i can tell you, who feel they are being criticised unfairly. they feel they have no choice to proceed —— but to proceed with the complaint. given the recent climate, and a player like ramires, who suffered racial abuse, we understand, win in portugal. they say if he believes he heard something untoward, what choice did they have but to make a complaint? they have to make that clear to the fa and to the government, they say. that is what they have done. but

because of the context, chelsea have received criticism, relating to the way they handled thejohn terry affair. i think the reality is that nobody believes them, that is that nobody believes them, that is the problem they face. roberto mancini was not happy with some members of the past today as they asked him about his manchester city future. last week he revealed that he had been in contact with half—a— dozen clubs, including monaco, towards the end of last season, but he did not react well to further questions about his commitment to the club. i do not understand why you want to ask me about last year, last month. why? for which reason? why do you continue to ask me about last year, you had a chance... i stay here, because my work is here. we have won three trophies in two yea rs. we have won three trophies in two years. for 15 years, we did not win, never. you have to have respect for

people, sometimes. i do not understand why you have to ask me this, why? there is one match taking place in the premier league tonight, with bottom club southampton travelling to west brom, who could break into the top five, if they win. in the last few hours, the bbc has learnt that craig levei n the bbc has learnt that craig levein will not be carrying on as scotla nd levein will not be carrying on as scotland manager. his position had been under scrutiny following a poor start to scotland's world cup qualifying campaign. our correspondent is outside hampden park. it has been a dramatic afternoon, but we have still not got any official word from the sfa, have we? not yet, but we are due to get that official confirmation at 7 o'clock, in about 20 minutes' time, here at the national stadium in glasgow behind me. it will bring to an end his three—year tenure, and

also a pretty grim record, with just three victories in 12 competitive matches. of course, scotla nd competitive matches. of course, scotland are anchored to the very bottom of their world cup qualifying group, with just bottom of their world cup qualifying group, withjust two points. so it probably does not really co m e points. so it probably does not really come as much of a surprise. i think also, we may find that the sfa will stop short of saying that craig levein has been sacked. but for the players and the fans, the fa ns for the players and the fans, the fans in particular, they were fairly vocal in their calls for him to be relieved of his duties. for them, it will not really matter, because he is no longer in charge of scotland. he was due to announce his squad for a friendly against luxembourg tomorrow. we understand that will be put back until wednesday, and billy stark will have that responsibility, we understand. will that the sfa be criticised for the length of time

they have taken to come to this decision good stead i think so. remember, it is just over three weeks since scotland lost to belgium in brussels. many thought the writing was on the wall then. the sfa have been conducting what they call a campaign review. we we re they call a campaign review. we were expecting to hear something on thursday or friday of last week. the sfa board then said they wanted time to deliberate and to look further. many believe craig levein has been left in limbo over the weekend. questions will indeed, i think, be asked of the sfa at this media conference shortly, and undoubtedly they will be in for criticism in terms of their handling of the situation. earlier, i spoke to the former scotland international kevin gallacher, who gave us his reaction. well, the results have not gone so well for him, and people look at the results, and the supporters after the

belgium game were crying out for change. unfortunately for craig, when you're looking that way, it is disappointing, because it is only a few games into the campaign, and you do not get the chance to resurrect yourself and finished the campaign ona resurrect yourself and finished the campaign on a high. it has been a busy day at hampden today. also today, the draw for the fourth round of the scottish cup was made. holders hearts face a trip across edinburgh to play hibernian in a repeat of last season's final. ross cou nty repeat of last season's final. ross county host inverness caledonian thistle in another local derby and, in the third all—scottish premier league tie, motherwell visit aberdeen. spl leaders celtic host the winners of the replay between arbroath and highland league side inverurie locos. rangers face fellow third division side elgin city levein‘s position had been under scrutiny following a poor start to scotland's world cup qualifying campaign. andy murray has won his first game back on home turf since becoming a grand slam champion. he beat tomas berdych in

the opening match at the atp world tour finals in london. but he had to fight back after losing the first set. as the first set progressed, tomas berdych got on top. murray had seven break points, but he failed to take any of them. by but he failed to take any of them. by comparison, berdych was clinical. but murray eventually took over. he took the second set 6—3. with ivan

lendl looking on, murray's form did not dip. the errors started to come from berdych. but andy murray was able to close out the final set. his first home appearance since his victory in the us open was marked by relief, that he had won it. obviously, very tough from the start. he has had a great year, i have played him a few times this year, and every time it has been very tough. leicester have a bit of home support, though? yes, that a lwa ys home support, though? yes, that always helps. obviously, i have played some big matches in london over the last few months. where was that?! the last few months has been great. i believe you did 0k in new

york, as well? yes, that was good, too. just one last push for the end of the year here. having so many people watching helps you to get the adrenalin to get you through. apologies for the break—up in the transmission in that report. sue barker and tim henman were also at the stadium for bbc sport, and they gave us their thoughts. three tough sets against a very difficult opponent, with a few nervy moments, he might think he could have got it donein he might think he could have got it done in two? possibly, yes. he created a lot of break points in the first set but was not able to ta ke the first set but was not able to take them. berdych then got his chance and was able to break. andy murrayjust needed to up his game a little bit, up his first serve percentage, and after he did that, he needed to start taking his opportunities, and he was able to do that. there are no easy matches, with the top eight being here, you

have got to get firing from the word go... very much so. the nature of these players, they have all had fantastic years to qualify. it is a slightly different format, with the round robin. you have got to be ready to play your best tennis from the word go. i do not think andy played his best today, but there are no bonus points for style or artistic impression, he got the job done. but berdych is such a difficult opponent, he hits the ball so hard, out of nowhere. very much so. he hits it very, very flat, and he likes to take your time away. it can be frustrating. you feel like you're playing the match on his terms. but murray is so good at defending, he keeps getting the ball back. it was a big victory in the context of his last three tournaments, when he had had match points, but had not taken them. he was very pleased to get

his game when points, but had not taken them. he his game when it mattered. thanks. the match tonight is novak djokovic againstjo—wilfried tsonga. the match tonight is novak djokovic against jo—wilfried tsonga. you will be able to listen to that on radio 5 live sports extra. and we will be back on bbc two tomorrow, to watch what if it were. speaking of that djokovic match this evening, jo—wilfried tsonga is the seventh seed, and he is happy not to be considered as one of the favourites. yes, it is tough, because all of the players are in good shape. it is going to be difficult, but anyway, i will come on court like last year, as an outsider, with nothing to lose, so i'm sure i will bring the best tennis last year, as an outsider, with bring the best tennis to the court. rugby union, and ryanjones last year, as an outsider, with rugby union, and ryanjones is going to miss the start of wales's autumn test series with a shoulder injury. he was sent home from the

training camp in poland last week. he should be ok for next week's match, but he did definitely miss the game against argentina on saturday. wales have already lost two of last season's six nations grand slam players, dan lydiate and adamjones. grand slam players, dan lydiate and adam jones. england's latest tour match in india has finished in a draw, but nick compton has made a decent claim to open the batting in the first test match. he was unbeaten on 64 at the close. joe root, also vying for an opening spot, was out for 24. jonathan trott made 30. there is one more tour match before the first test match. mo farah has been overlooked by the athletics world governing body for their prestigious male athlete of the year award. mo farah won the distance double at the london olympics, but despite taking

those titles, the iaaf excluded him london olympics, but despite taking excluded him from their short list. usain bolt, david rudisha and one other athlete are up for the award. that's all from sportsday. you're watching bbc news. let's catch up with the main headlines before the business. the main story this evening is the us presidential election which has entered the final day of campaigning. barack obama and mitt romney are targeting voters in the crucial swing states. david cameron says he has ordered an urgent inquiries into sexual abuse allegedly committed by senior conservatives in wales during the thatcher era. the living wage, the hourly salary required for a basic

standard of living, has risen to £8.55 and £7.45 and the rest of britain. now the real business news. let's begin with hsbc‘s reports on its third—quarter results with first—half profits halving to just underi.5 first—half profits halving to just under 1.5 billion. that is the big news of an additional 500 million to be set aside for money laundering funds. grace's government is putting a new austerity package to the european government, promising to cut 13 billion euros from its budget with the threat of bankruptcy if it fails. ryanair is flying high, reporting a 10% rise in profits. hsbc has reported its results for the third quarter of this year. the first half profits have halved to just under £1.5 billion. but much attention will focus on the additional 500 million that the bank is setting aside to cover

fines romulus authorities for breaches of anti— money—laundering los —— from us authorities. that is another tour and 23 million on top of the uk ppi claims. —— 223 million. hsbc has announced a 51—— 5196 million. hsbc has announced a 51—— 51% drop in profits blamed on money laundering fines and the cost of insurance mis—selling. the banks sell its —— said it will set aside an extra £221 million to compensate uk customers over mis—selling of payment protection insurance, taking the total charge so far to £1.1 billion. there was also an extra £500 million set aside for an anticipated fine from us authorities over accusations of money laundering. that took the total amount earmarked for this issue to £900 million. the bank has warned no agreement has been made and the cost of its laundering actions, much of its suspected to come from mexican drug cartels,

could be higher, possibly significantly higher. it is very serious indeed, and it is notjust hsbc, it is also standard unchartered. this is down to the basic banking rules of controlling money flow and understanding were it is going and coming from. old— fashioned banking discipline. at the same time, the americans have been very hawkish with regard to anything relating to drugs or money laundering kuyt of latin america and also with iran —— out of latin america. there will be a lot more to run on this. they hsbc is among the many banks embroiled in the libor rate fixing scandal after to state attorney—general‘s launched investigations. barclays, lloyds tsb and rbs have all faced similar fines to hsbc. and the mounting charges faced by hsbc have overshadowed stronger underlying performance. the problem of pp! mis—selling is

not limited to hsbc. to be fair, hsbc are the most exposed on that issue. lloyds tsb has by far taken higher provision than the rest, 5.3 billion to date. to put it into context, if you look over the last five or six years, ppi provision exceeds the aggregate of all other issues that they need to think about, be it libor, money laundering, interest rates, mis— selling, pensions, endowment. ppi, in terms of the cost to the industry, has exceeded those issues simply because of the scale of mis— selling and the regulatory approach to customer redress. it is a crucial week for greece as the government attempts to drive through the savings and reforms that will keep its international lenders happy. today a new austerity package will be presented

to parliament amount into 13.5 billion euros, around £11 billion of cuts and tax increases. it also includes reforms to the labour market that will make it easier to hire and fire staff. parliament is expected to vote on both measures on wednesday. meanwhile, greece's main public and private sector unions are planning a two—day strike starting on tuesday to protest against the legislation. christie in shortsjoins me protest against the legislation. christie in shorts joins me to talk us christie in shorts joins me to talk us through this. many thanks for joining us —— christiane schultz. how likely is it that the budget will get voted through? we know that the smallest of the three party coalition said it will not vote in support of it. the greek government has a problem of attrition in parliament. the smallest party, which is not enough to cut the majority to below an actual majority, has said they will not vote for the austerity packages

and reforms and the otherjunior partner, the socialist party, there are several, up to six members who have said they will also vote against it. if all these things stay the way they are, the government would still probably have a free seat majority in parliament, so it is likely that they would vote through the measures and the prime minister today came out saying he was confident that they would, but it will be nail—biting on wednesday when they have the first boat and on sunday when they have the second. let's talk about the prime minister. how important is it that he —— it goes through? he has made a last— ditch appeal to get it pushed through saying it is essential that it happens. the question is, what is the fall—back option if they really do not vote the package through? they have agreed on these measures with the imf and the ecb and the eu. these measures, it voted through will probably be

enough for greece to get them much— needed 31 billion euros that they needed 31 billion euros that they need to avoid to default. the default could happen as early as 16th november when they have to repay 4 billion to their creditors. so there is very little time left, if the votes fail, to, with a new solution. we have seen this many times. —— to come up with a new solution. right now it seems there is very little time left, so it is very high risk, but the only strategy he has to get the vote through parliament. ryanair has rya nair has reported ryanair has reported a 10% rise in profits tax increases in passenger numbers and fares. net profit until the end of september was £477 million combined with record half— year growth and traffic numbers of 7% to create what ryanair has

called a robust result. as or austerity measures take their toll across europe, it seems the region's biggest budget airlines is immune to the downturn. it seems that the chief executive, michael o'leary is even more bullish about his airline's prospects —— prospects. looking at the latest set of results, it seems his outlook is justified. in the six months up to september it made profits of just months up to september it made profits ofjust under half a billion pounds. michael o'leary even cited austerity measures as a key factor behind why more passengers chose to fly with the airline. ryanair‘s expansion plans include a third attempt to take over rival carrier, air lingus, but the deal needs to be rubber—stamped by the relevant authorities.“ the deal needs to be rubber—stamped by the relevant authorities. if the european commission applies the same ruling as when the no. 1 and no. 2 at airlines at heathrow must merge, they must approve our offer. we submitted eight radical remedies package which are they are studying

involving more support up front by airlines coming to ireland, providing competition, and if the offer is set fairly by the competition authorities in brussels there is no doubt it will be approved. as passenger numbers have grown for ryanair, so how fares, by an average of 6%. these better— than—expected results will —— were also boosted by strong booking after the olympics and lower than forecast fuel costs. the airline is expected to ground 80 aircraft as a result of high oil prices this winter. a possible recovery is a head for the japanese carmaker toyota. the company has raised its annual profit forecast to £6 billion for the financial year to 3ist billion for the financial year to 31st march 1920 13 after a reported a 221 per cent jump 31st march 1920 13 after a reported a 221 per centjump in profits for thejuly to a 221 per centjump in profits for the july to september quarter. a 221 per centjump in profits for thejuly to september quarter. and thejuly to september quarter. and the administrators of the

electrical retailer comet have decided to suspend use of gift vouchers at all, its stores. the website has also returned in slimmed—down form, confirming store locations and asking questions about the administration. prudential is to buy the life insurance arm of the 5th largest retail bank in thailand for around £368 million. they have also signed a15 £368 million. they have also signed a 15 millionjob protection in greg —— agreement to help them build on their growth in asia. in the past hour, figures out suggesting growth in britain's crucial services sector has slowed to a fraction. these are the figures based on plans for future investment and they are lower than expected. anything above 50% suggests growth and we were expecting 52, which isn't great, we actually got 50.6. but director of the chartered institute of purchasing and supply

and expect —— explained the figures. it is gross, but very slight. the lowest level we have seen for years. -- it is lowest level we have seen for years. —— it is growth. we are not seeing the ongoing development in the sector, and there are signs of employment levels falling for the second month. that is also giving us cause second month. that is also giving us cause for second month. that is also giving us cause for concern, second month. that is also giving us cause for concern, i think. a city financier who conned investors out of a total of £32 million in a so—called pongs the scheme has been jailed for 13 years at seven crown court. nicholas levine from north london took investors‘ money to buy shares on their behalf but spent it on yachts and luxury cars. let‘s have a quick look at how the equities are faring. as we can see, in europe, they finished in a sea of red. and surprisingly, the madrid market

down after shocking employment data came at —— unsurprising lee. let‘s catch up with some weather. it is certainly chilly out there and ifany it is certainly chilly out there and if any of you want to head out your fireworks display you will probably enjoy the warm glow of the fire, because these are some of the temperatures in the past hour. inverness is down to two degrees. for football fans, west brom again southampton, if you‘re heading to the hawthorns, he will be chilly and clear here. temperatures will drop widely, but for scotland and northern ireland the fall in temperatures will be halted by the time we get a midnight because we will see plenty of cloud pushing in. but the patchy rain could fall on to some cold ground, so will risk of ice. largely clear skies, patchy

wind —— fogg and as low as two or three c —— celsius in the countryside. many parts of south wales and southern england and east anglia will have a lovely start. only a few mist and fog patches. bright across the midlands and parts of mid—wales but the cloud increases. grey skies in northern england and certainly in scotland and northern ireland. the breeze is picking up. the wettest conditions in north west scotland, but across scotla nd in north west scotland, but across scotland and northern england their or the occasional rain, maybe some drizzle in northern ireland. the cloud increases across southern parts, by holding on to brightness in the south coast until later. a few bright spells towards south— west wales and eastern scotland, but compared to today, lot of cloud, and still rain coming and going in the breeze. temperatures may be a bit higher than today that it will still feel a bit cool with the wind in force. not quite as chilly as tonight, so for manchester city fa ns tonight, so for manchester city fans it should be largely dry,

fairly cloudy. don‘t be surprised to see some drizzle and a windy evening. and windy night to take us into wednesday. just some drizzle in the west but the rain will pep up in the west but the rain will pep up in south—west england as a weakening cold front works through. the winds of gusty in the east of scotla nd the winds of gusty in the east of scotland and eastern england, but many will be dry even with a bit of brightness. the cloud will dominate through the evening for the chelsea and celtic matches in the champions‘ league on wednesday night. for celtic fans, you might need something waterproof. on thursday stilt drizzle across the western coast, but the winds are lighter, brighter skies in the east, but by friday the breeze will pick up but by friday the breeze will pick up again and outbreaks of rain pushed through scotland and northern ireland into northern parts of england and wales. more details on line. goodbye for now.